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2116 Lexington Ave, Ashland, KY, 41101

4beds
4baths
3,246sqft
$439,000
$135price/sqft
$3,068/moest. monthly cost
$122,720/yrincome needed

About This Home

Discover the majestic beauty of this lovingly maintained historic home, perfectly positioned across from Central Park in the heart of downtown Ashland, Built in 1903, this timeless residence radiates character, warmth, and enduring elegance. Step onto the inviting front porch and take in the serene views of the park's fountains - an ideal setting for morning coffee or relaxing evenings. Inside, the spacious formal living room continues this picturesque views of Central Park, creating a stunning backdrop for both quiet moment and licit gatherings. A flowing dining area offers the perfect space to entertain family and friends in comfort and style. The recently updated kitchen features quality KraftMaid cabinetry and generous workspace, blending modern function with historic charm . Just beyond the adjacent laundry area is thoughtfully concealed within custom cabinetry, doubling beautifully as a buffet-style serving space-perfect for entertaining., The home then opens into a cozy country style family room with a gas log fireplace, ideal for unwinding. The main floor primary suite is a true retreat, featuring its own fireplace, private ensuite bath, and a charming walkout screened patio- perfect for enjoying peaceful mornings with coffee or relaxing evenings with a glass of tea. Upstairs, three inviting bedrooms await, including one with a fireplace, along with one and half baths to comfortably accommodate family and guests. Additional features include: separate heating and cooling systems for both levels, a rare extra side lot providing privacy, a two-car garage with additional rear and street parking, and a historic well that may be restored for us (per previous owner). All within walking distance to KDMC and downtown amenities, this home offers a rare blend of historic grandeur, cozy charm, and breathtaking park views - truly a special place to call a home.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Crabbe Elementary SchoolGrades K-50.4 mi
6/10
Ashland Middle SchoolGrades 6-81.2 mi
5/10

Construction

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Washer,Electric Water Heater

Basement

  • Area: 940

Basement

  • Has basement: Yes
  • Basement: Half

Bedroom2

  • Level: Upper
  • Area: 96

Bedroom3

  • Level: Upper
  • Area: 140

Bedroom4

  • Level: Upper
  • Area: 196

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Features

  • Fireplace features: Decorative,Gas Log,Two Or More
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,246

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,246
  • Total interior livable area: 3,246 sqft

Living Room

  • Level: Main
  • Area: 490

Master Bedroom

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 031080300400

Features

  • Patio & porch: Porch,Screened
  • Topography of land: Level

Lot

  • Lot size: 7,100 sqft
  • Lot size dimensions: 50 x 142 plus side lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$368$4,416
Property Taxes $225$2,700
Electricity $256$3,076
Total$3,068$36,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,188/yr
40% on housing$92,040/yr
45% on housing$81,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 41101$98
Boyd County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 41101$110
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$429,000
2026-06-11Listed for sale$439,000
2023-02-01Sold$294,500
2022-12-06Contingent$329,900
2022-11-08Listed for sale$329,900

For Sale by Agent

AgentGary Donalson
BrokerageRE/MAX Realty Connection, LLC

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