2222 Stephens St, Ashland, KY, 41101
About This Home
This well-maintained 4-bedroom, 2-full-bath home offers comfortable living with thoughtful updates throughout. The spacious kitchen is equipped with a double oven, dishwasher, and refrigerator, making it ideal for everyday living and entertaining. New flooring was installed in 2025 throughout the kitchen, dining room, hallway, and family room, giving the home a fresh, modern feel. Step outside to enjoy the covered back porch overlooking a fully fenced backyard—perfect for relaxing, pets, or outdoor gatherings. Additional features include a two-car garage and an unfinished basement that offers plenty of storage or the opportunity to create additional living space. Recent updates include a new water heater and fresh interior paint in 2026, providing added value and peace of mind. Don't miss the opportunity to make this home your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Range,Gas Water Heater
Basement
- Area: 1485
Basement
- Has basement: Yes
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Dining Room
- Level: Main
Features
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,160
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,160 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 031091600100
Features
- Patio & porch: Porch
- Fencing: Fenced
- Topography of land: Level,Rolling
Lot
- Lot size dimensions: 145 x 98.83 x IRR
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,162 | $13,944 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $78 | $936 |
| Electricity | $170 | $2,046 |
| Total | $1,602 | $19,224 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $229,900 |
| 2008-05-12 | Sold | $140,000 |
For Sale by Agent
View on Zillow