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609 Long St, Ashland, KY, 41101

2beds
1baths
915sqft
$59,500
$65price/sqft
$511/moest. monthly cost
$20,440/yrincome needed

About This Home

Opportunity is knocking for investors, flippers, and renovation enthusiasts. This 2-bedroom, 1-bath one floor plan friendly home is in need of significant repairs and is ready for someone with the vision to bring it back to life. While the home will require extensive renovation, it offers a functional one-level layout and sits on a nice yard with plenty of outdoor space to complement your future improvements. A storage shed provides additional space for tools, equipment, or materials during the renovation process. Whether you’re looking for your next investment property, a complete rehab project, or an opportunity to build equity through a full renovation, this property has the potential to become something special with the right vision and craftsmanship. If you’re searching for a true fixer-upper with solid potential, this is one you won’t want to overlook. Bring your contractor, your imagination, and your plans to transform this property into its next chapter.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Hager Elementary SchoolGrades K-50.6 mi
6/10
Ashland Middle SchoolGrades 6-81.2 mi
5/10

Construction

Condition

  • Property condition: 31 to 50 Years

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Range Hood,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 915

Interior Area

  • Total interior livable area: 915 sqft

Property

Details

  • Parcel number: 031090300200

Features

  • Topography of land: Level

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 150 x 50

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $300$3,600
Home Insurance *$49$588
Property Taxes $8$96
Electricity $154$1,850
Total$511$6,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,520/yr
40% on housing$15,330/yr
45% on housing$13,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 41101$100
Boyd County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 41101$110
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$54,500
2026-08-03Listed for sale$59,500

For Sale by Agent

AgentChristopher L Hutchinson ll
BrokerageKeller Williams Legacy Group

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