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1000 Center St, Catlettsburg, KY, 41129

5beds
2baths
2,932sqft
$189,500
$65price/sqft
$1,632/moest. monthly cost
$65,280/yrincome needed

About This Home

Step into timeless character with the space and updates you’ve been searching for! This stunning 5-bedroom, 2 bath home blends classic old-world charm with modern convenience. From the moment you walk in, you’ll notice the rich natural wood floors, oversized baseboards, and beautiful glass-paneled interior doors that give this home a warm, inviting feel you just can’t replicate. The updated kitchen offers the perfect mix of style and function, featuring modern finishes while still complementing the home’s original character. New Roof, New HVAC, and the remodeled bathrooms provide a fresh, clean look with thoughtful updates throughout. With THREE separate living spaces, there’s room for everyone…whether you’re entertaining guests, relaxing with family, or creating the perfect media or lounge area. You’ll also love the dedicated office space, ideal for working from home, along with a formal dining area ready to host gatherings and holidays. Upstairs, the finished attic serves as the 5th bedroom or a flexible bonus space…perfect for a guest suite, playroom, or private retreat. Outside, enjoy a covered back porch overlooking the yard, plus the convenience of a 2-car garage. Homes with this kind of character, space, and updates don’t come around often. Schedule your private showing today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Boyd County High SchoolGrades 9-127.4 mi

Construction

Condition

  • Property condition: 50 or more Years
  • Year built: 1929

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,932

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,932 sqft

Property

Details

  • Parcel number: 039010700600

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Topography of land: Level,Rolling

Lot

  • Lot size: 6,555 sqft
  • Lot size dimensions: 115 x 57

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $958$11,496
Home Insurance *$187$2,244
Property Taxes $256$3,072
Electricity $231$2,778
Total$1,632$19,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,954/yr
40% on housing$48,960/yr
45% on housing$43,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 41129$126
Boyd County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 41129$95
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$209,500
2026-04-29Price change$219,500
2026-04-23Price change$224,500
2026-04-17Price change$229,500
2026-04-10Price change$234,900
2026-03-27Price change$239,500
2026-03-20Listed for sale$249,500
2024-09-19Sold$155,000
2024-05-30Listing removed--
2024-05-13Listed for sale$169,000
2024-05-07Contingent$169,000
2024-03-18Listed for sale$169,000

For Sale by Agent

AgentChristopher L Hutchinson ll
BrokerageKeller Williams Legacy Group

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