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616 N 3rd St, Danville, KY, 40422

5beds
3baths
2,783sqft
$399,000
$143price/sqft
$2,649/moest. monthly cost
$105,960/yrincome needed

About This Home

Step into timeless elegance with this beautifully maintained historic home, offering the perfect blend of classic charm and modern updates. Situated on a large, lushly landscaped yard with mature trees, this property provides a private retreat just steps from the conveniences of downtown. Inside, you'll find soaring ceilings and generously sized rooms filled with natural light streaming through brand-new windows. Original hardwood floors showcase the home's craftsmanship, while updated lighting fixtures add a touch of contemporary style. The renovated kitchen offers modern functionality while honoring the home's heritage, making it ideal for cooking and entertaining. In the backyard, a spacious deck provides both privacy and ample room for hosting gatherings, from casual cookouts to evening get-togethers under the stars. Surrounded by mature landscaping, it's the perfect spot to relax and unwind. With its competitive price, this is a rare opportunity to own a piece of history with today's comforts.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Bate Middle SchoolGrades 6-80.9 mi
4/10
Danville High SchoolGrades 9-120.3 mi

Construction

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Oven,Range
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup,Upper Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Entrance Foyer,Walk-In Closet(s),Soaking Tub
  • Window features: Screens
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 5
  • Fireplace features: Family Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,783

Foyer

  • Level: First

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,783
  • Total interior livable area: 2,783 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 023363

Features

  • Levels: Two
  • Exterior features: Garden
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.63 Acres
  • Features: Landscaped

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$288$3,456
Property Taxes $125$1,500
Electricity $219$2,637
Total$2,649$31,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,822/yr
40% on housing$79,470/yr
45% on housing$70,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 40422$149
Boyle County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 40422$153
Boyle County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$420,000
2026-04-11Listed for sale$425,000
2026-04-08Pending sale$425,000
2026-02-06Listed for sale$425,000
2025-09-29Listing removed$425,000
2025-08-09Listed for sale$425,000
2024-07-01Sold$360,000
2024-06-01Contingent$389,000
2024-05-21Listed for sale$389,000
1991-07-01Sold$35,000

For Sale by Agent

AgentKelly R Gray
BrokerageDexter Real Estate

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