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354 Garrett Ave, Brooksville, KY, 41004

3beds
1baths
1,072sqft
$32,000
$30price/sqft
$360/moest. monthly cost
$14,400/yrincome needed

About This Home

Opportunity Awaits!! Bring your vision to life on this half acre lot. This charming fixer-upper is like a blank canvas just waiting to be transformed into your dream home!! Or.....A half acre within city limits with city utilities to build equity and create a personalized haven to build your dream home. Envision the possibilities and capitalize on the potential for value appreciation with your thoughtful ideas!! Bring your creative touch or your favorite builder!! Awesome opportunity for your dream home either way!!!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Taylor Elementary SchoolGrades PK-50.5 mi
5/10
4/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Features: Carpet Flooring
  • Level: First
  • Area: 90
  • Dimensions: 10 x 9

Bedroom3

  • Level: First
  • Area: 56
  • Dimensions: 8 x 7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: First
  • Area: 88
  • Dimensions: 11 x 8

Dining Room

  • Features: Built-in Features,Wood Flooring
  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Entry

  • Features: Wood Flooring,Walk-Out Access
  • Level: First
  • Area: 66
  • Dimensions: 11 x 6

Features

  • Entrance Foyer,Built-in Features,Ceiling Fan(s)
  • Window features: Aluminum Frames,Garden Window(s),Vinyl Frames,Wood Frames

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,072 sqft

Kitchen

  • Features: Vinyl Flooring,Wood Cabinets,Wood Flooring
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Living Room

  • Features: Wood Flooring
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Primary Bath

  • Features: Tub With Shower,Wood Flooring
  • Level: Basement
  • Area: 45
  • Dimensions: 9 x 5

Primary Bedroom

  • Features: Laminate Flooring,Walk-Out Access
  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: B21320

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.53 Acres
  • Lot size dimensions: 0.5338

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $161$1,932
Home Insurance *$26$312
Property Taxes $19$228
Electricity $154$1,850
Total$360$4,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,342/yr
40% on housing$10,800/yr
45% on housing$9,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 41004$183
Bracken County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41004$92
Bracken County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$39,900
2025-11-12Price change$49,900
2025-10-06Price change$59,900
2025-09-08Price change$69,900
2025-08-05Listed for sale$79,900
2001-04-01Sold$22,500

For Sale by Agent

AgentTeri Barnes
BrokerageHuff Realty - CC

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