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2996 Bewleyville Rosetta Rd, Irvington, KY, 40146

5beds
2baths
3,264sqft
$445,000
$136price/sqft
$2,992/moest. monthly cost
$119,680/yrincome needed

About This Home

Selling will be a 5 bedroom berm type home with an upper story, built over rv motor home, metal frame garage, storage buildings and 6.6 acres on Bewleyville Rosetta Road Irvington Ky. The berm section of the home has approximatley 2176+/- sq. ft. consisting of 3 bedrooms, full bathroom, family room with lp gas space heater, kitchen, dining area, two storage rooms, and lots of closet and storage areas. The upper floor has approximately 1088+/- sq. ft. and consists of 2 bedrooms, a second family room, full bathroom, and utility room. Additional amenities include a covered porch, concrete sidewalk, and composite wood front deck. Improvements include a completely enclosed built over 1999 Winnebagor Grand Tour motor home, a 2 story vinyl sided building with 1/2 bath with 2 sleeping areas and lp gas space heater, a 24 ft. x 36 ft. metal frame and sided garage with 2 roll up doors and man door, and an additional storage building. These added structures have been used for additional sleeping quarters for family gathering and events. Recent updates include a new shingle roof approximately 6 years ago, and new heat pump inside and outside units in June of 2026. The home and improvements are situated on 6.6 acres of open and wooded land with 2 septic systems, well for water, and mature shade. If you are looking for a property to entertain friends and family don't let this opportunity pass you by.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Berm
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Electric Range,Refrigerator,Dryer,Washer,Water Softener,Electric Water Heater
  • Laundry features: Laundry Room,Other

Basement

  • Area: 2176

Basement

  • Has basement: Yes
  • Basement: Finished-Full,Walk-Out Access

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Basement

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Bookshelves,Ceiling Fan(s),Walls (Dry Wall),Formal Dining Room
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,264
  • Total interior livable area: 3,264 sqft

Master Bathroom

  • Level: Basement

Master Bedroom

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14521A

Features

  • Levels: One and One Half
  • Patio & porch: Covered Front Porch,Deck
  • Exterior features: Concrete Walks,Garden,Other
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 6.60 Acres
  • Features: Wooded,Corner Lot,Farm,Out of City Limits

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$313$3,756
Property Taxes $172$2,064
Electricity $257$3,093
Total$2,992$35,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,582/yr
40% on housing$89,760/yr
45% on housing$79,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 40146$92
Breckinridge County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 40146
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$445,000
2014-05-07Sold$70,000
2014-04-19Listed for sale$75,000

For Sale by Agent

AgentJamie A Barr
BrokerageBarr Brothers Realty & Auction LLC

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