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59 Axtel Circle Loop, Mc Daniels, KY, 40152

6beds
3baths
3,840sqft
$405,000
$105price/sqft
$2,956/moest. monthly cost
$118,240/yrincome needed

About This Home

ATTENTION LAKE LOVERS! Investors + Vacation-Goers! Welcome to 59 Axtel Circle Loop at Rough River Lake. This 3,840 sq ft home offers 6 bedrooms and 3 full baths, providing flexibility for large families, multigenerational living, guests, or home office space. Currently operating as a successful Airbnb, you can generate income when not enjoying it yourself. Seller is offering it fully furnished, making it completely turnkey. Spacious living areas, an open kitchen, and true bedroom count make this an exceptional value near shopping, dining, and lake access. Schedule your private showing today!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Materials

  • Foundation: Concrete Blk
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walkout Finished

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,536
  • Finished area above ground: 2,304

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 3,840 sqft

Kitchen

  • Level: First

Loft

  • Level: Second

Other

  • Level: Basement

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: DT 23

Features

  • Stories: 2
  • Exterior features: Balcony
  • Fencing: None

Lot

  • Lot size: 0.44 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$265$3,180
Property Taxes $341$4,092
Electricity $303$3,639
Total$2,956$35,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,348/yr
40% on housing$88,680/yr
45% on housing$78,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 40152$235
Breckinridge County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40152
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-05Price change$405,000
2026-03-23Price change$407,000
2026-03-14Price change$426,000
2026-03-02Price change$427,500
2026-02-14Listed for sale$429,000
2024-07-09Listing removed$375,400
2024-04-30Price change$375,400
2024-01-22Price change$375,900
2023-12-02Price change$399,900
2023-11-17Price change$414,900
2023-11-05Listed for sale$439,000
2023-08-31Sold$365,000
2022-04-27Sold$75,000
2022-03-16Pending sale$59,000
2022-03-15Listed for sale$59,000

For Sale by Agent

AgentRachel Brantingham
BrokerageKeller Williams Heartland

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