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401 Centennial Dr, Princeton, KY, 42445

3beds
2baths
2,064sqft
$259,000
$125price/sqft
$1,935/moest. monthly cost
$77,400/yrincome needed

About This Home

Welcome To Beautiful 401 Centennial Drive: A Spacious Brick Ranch Offering Comfort, Convenience, Ideal Location On A Quiet “no Outlet” Street. This Well-designed Home Features 3br(walk-in Closets) 2ba, And Large Kitchen For Entertaining Family & Friends. Boasts Of 2,064 Square Feet Of Living Space, A 2 Car Garage W/ Storage Above And A 12’x12' Deck Overlooking A Lovely Outdoor Setting W/ Plenty Of Room For Playing, Pets, & Gardening. The Attractive Twin-gable Design Adds Character, While The Practical Single-level Layout And Minimal Two Step Entry Provide Excellent Potential For Handicap-accessible Modifications. Conveniently Located Within Walking Distance To Cvs, Domino’s, Ideal Market, Etc., Along With Quick And Easy Access To Interstate 69 For Commuting Or Travel. Priced At $135 Per Square Foot, This Property Is An Exceptional Value In Today’s Market! So If You Are Searching For A Home W/ Generous Space, Solid Construction, In A Prime Location, At A Great Price, This Is The One!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Block
  • Roof: Dimensional Shingle
  • Construction materials: Frame,Brick/Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Built-In Range,Refrigerator,Oven Built In,Gas Water Heater
  • Laundry features: Laundry Closet,Washer/Dryer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Tub Shower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Formal Dining
  • Level: Main

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Kitchen

  • Features: Kitchen/Dining Room
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 49B27

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Deck
  • Exterior features: Lighting

Lot

  • Lot size: 0.53 Acres
  • Features: Trees,Dead End Street,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$245$2,940
Property Taxes $219$2,628
Electricity $162$1,955
Total$1,935$23,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,342/yr
40% on housing$58,050/yr
45% on housing$51,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 42445$95
Caldwell County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 42445
Caldwell County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$279,900
2018-07-11Sold$155,000

For Sale by Agent

AgentTeresa Oliver
BrokerageKY Homes Realty

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