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129 Wayne Cir, New Concord, KY, 42076

6beds
7baths
5,974sqft
$1,250,000
$209price/sqft
$8,176/moest. monthly cost
$327,040/yrincome needed

About This Home

Magnificent Property On Kentucky Lake! Southern Living Style Home Features 6 Br/5.5 Baths With Full Basement And Carriage House With Additional One Bedroom Apartment. Multiple Living And Dining Areas Create An Amazing Lifestyle For Those Looking For Luxurious Living Or A Comfortable Lake Retreat. Bedrooms With Ensuite Baths, Dual Kitchens And Laundry Rooms On Two Levels Invite Year-round Living And Visitors Galore. Custom-built With 12 Ft Ceilings, Hardwood Floors, Breathtaking Crown Molding, Gas Log Fireplaces, Two Screened Porches, Multi-level Decks And Private Balcony. Gentle Slope To Year-round Deep Water And Covered Dock With Lift And Sun Deck, Plus Beach Shore Line. Two Lots Guarantee Privacy With 1.2 Acres Of Mature Trees And Unmarred View Of Kentucky Lake. Buyer Financial Qualifications Must Be Provided For All Showings. See Www.rwepoa.com For Additional Subdivision Information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10
Calloway County High SchoolGrades 9-1215.9 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Block,Other/See Remarks
  • Roof: Dimensional Shingle
  • Construction materials: Concrete Block,Frame,Vinyl Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer,Water Purifier,Electric Water Heater
  • Laundry features: Utility Room,Other/See Remarks,Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Other/See Remarks

Bathroom

  • Features: Double Vanity,Separate Shower,Other/See Remarks,Soaking Tub,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Dining Room

  • Features: Formal Dining,Living/Dining

Features

  • Bookcases,Ceiling Fan(s),Central Vacuum,Closet Light(s),Tray/Vaulted Ceiling,Walk-In Closet(s),Workshop,Other/See Remarks,High Ceilings
  • Window features: Thermal Pane Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Gas Log,Living Room,Ventless
  • Fireplace: Yes
  • Attic: Partially Floored,Storage
  • Finished area below ground: 2,739

Heating & Cooling

  • Heating features: Multiple Units,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,974
  • Total interior livable area: 5,974 sqft

Kitchen

  • Features: Breakfast Area,Kitchen/Dining Room,Pantry

Property

Details

  • Parcel number: 103J000300036

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered Porch,Deck,Patio,Screened Porch/Room
  • Exterior features: Aggregate Walks,Balcony,Brick Walks,Dock - Covered,Lighting,Gas Grill,Private Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water View Year Round
  • On waterfront: Yes
  • Waterfront features: Waterfront,Kentucky Lake
  • Waterbody name: Kentucky Lake

Lot

  • Lot size: 1.20 Acres
  • Features: Trees,County

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Workshop in Garage,Garage Door Opener,Concrete Drive
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$400$4,800
Property Taxes $985$11,820
Electricity $471$5,661
Total$8,176$98,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$280,320/yr
40% on housing$245,280/yr
45% on housing$218,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 42076$154
Calloway County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42076$228
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-16Listed for sale$1,400,000
2018-05-24Sold$795,000
2018-04-23Price change$850,000
2018-02-11Price change$895,000
2017-09-19Price change$929,000
2017-07-26Price change$949,900
2017-04-15Listed for sale$997,500
2017-02-01Listing removed$1,100,000
2016-03-20Listed for sale$1,100,000

For Sale by Agent

AgentGale Broach Sharp
BrokerageKopperud Realty

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