396 Shoreline Dr, New Concord, KY, 42076
About This Home
Discover The Perfect Weekend Retreat Or Year-round Residence With This Charming 2-bedroom, 1.5-bath Home. The Open Floor Plan Is Great For Entertaining, With A Combined Kitchen, Dining, And Living Area. Two Large Picture Windows That Bring In Plenty Of Natural Light. The Exterior Features A 24×34 Shop/garage, A 2-car Carport, A 20 X 12 Storage Building With 2 Lofts, And A Cabin Beaming With Rustic Charm, Set Up As A Guest House For Visitors. There Are Three Boat Ramps, A Covered Dock Marina, And A Restaurant All Within A Mile Of This Home. Whether You're Looking For A Quiet Getaway, A Lake-area Investment, Or A Cozy Full-time Home, This Property Checks All The Boxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Roof: Metal
- Construction materials: Frame,Vinyl Siding,Dry Wall
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer,Electric Water Heater
Basement
- Basement: Crawl Space,None
Bathroom
- Features: Tub Shower
Bedroom2
- Level: Main
- Area: 117.42000000000002
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Features: Living/Dining
- Area: 131.4
Features
- Workshop
- Window features: Screens
- Attic: Crawl Space
- Finished area below ground: 0
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 979
- Total interior livable area: 979 sqft
Kitchen
- Level: Main
- Area: 136.35
Living Room
- Area: 219
Master Bedroom
- Level: Main
- Area: 97
Property
Details
- Parcel number: 105A0409
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch,Deck,Patio
- Exterior features: Courtyard,Lighting,Other/See Remarks
- Fencing: Privacy
- Waterfront features: Lake Area,Kentucky Lake
- Waterbody name: Kentucky Lake
Lot
- Lot size: 0.43 Acres
- Features: Trees,County,Level,Rolling Slope,Wooded
Parking
- Total spaces: 3
- Parking features: Detached,Workshop in Garage,Garage Door Opener,Circular Driveway,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $202 | $2,424 |
| Electricity | $154 | $1,850 |
| Total | $1,779 | $21,348 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-26 | Listed for sale | $264,900 |
| 2023-05-10 | Listing removed | $275,000 |
| 2022-07-15 | Listed for sale | $275,000 |
| 2016-08-29 | Sold | $63,600 |
| 2016-07-06 | Pending sale | $78,000 |
| 2016-04-23 | Listed for sale | $78,000 |
| 2016-02-15 | Listing removed | $78,000 |
| 2015-08-22 | Listed for sale | $78,000 |
| 2014-01-01 | Listing removed | $89,900 |
| 2013-05-09 | Listed for sale | $89,900 |
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