See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1282 Cherokee Trl, Murray, KY, 42071

2beds
2baths
2,173sqft
$89,900
$41price/sqft
$728/moest. monthly cost
$29,120/yrincome needed

About This Home

Beautiful country setting 2 bedroom, 2 bath, on 3 acres with large detached garage and workshop. Just a couple of miles from southwest elementary! There is also lots of space! And room to grow! Two rooms upstairs which I turned into my daughter’s bedrooms! Also another room with a bathroom in the back entrance of the home with its own exit and entrance. A big family room and a dining room as well as another living room. Two full bathrooms! Walk in kitchen with an island! I am still working on changing some more things with the house as well as getting the outside of the house repainted as well as getting the yard finished etc. so please let me know of a pre scheduled time you’d like to come view! Please do not come to my home with out a scheduled viewing or pull into my driveway. The house will be available for showings in a few weeks! Contact me here or you can text me 2706611374 thank you! I am updating more photos as well. Please text me to get something scheduled for viewing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Block
  • Roof: Metal
  • Construction materials: Adobe

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall,Electric,Propane / Butane
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 2,173 sqft

Property

Details

  • Parcel number: 01600026

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$76$912
Property Taxes $27$324
Electricity $171$2,059
Total$728$8,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,960/yr
40% on housing$21,840/yr
45% on housing$19,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 42071$145
Calloway County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 42071$141
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$158,995
2026-04-07Price change$175,995
2026-04-03Price change$189,995
2026-04-02Listed for sale$205,995
2026-03-09Listing removed--
2026-01-20Price change$185,995
2026-01-19Listed for sale$165,995
2025-04-04Sold$96,500
2024-10-31Price change$119,900
2024-10-12Price change$130,000
2024-09-18Price change$145,900
2024-07-14Price change$197,000
2024-06-29Price change$229,900
2024-04-09Listed for sale$215,000

For Sale by Owner

AgentProperty Owner

Similar Homes