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300 N 8th St, Murray, KY, 42071

5beds
5baths
2,542sqft
$439,000
$173price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Perfectly Positioned Across From The Murray City Park! This 5-bedroom, 4.5 Bath Home Blends Space, Function, And An Exceptional Location Just Minutes From Shopping, Dining, The Hospital, And Murray State University. Designed For Both Everyday Living And Entertaining, The Home Offers Flexible Spaces Ideal For An Office Or Playroom. As Well As, Smart Home Features, Including Thermostat, Switches, And Refrigerator, Adding Modern Conveniences Throughout. The Basement Is Almost Finished, With Potential To Expand With A Home Theater, Additional Living Area, Or Recreation Space. Outdoors You Will Find A Large, Covered Deck, Overlooking A Semi-private Backyard. If You Want The Convenience Of Living In Town And Entertaining, This Could Be The One!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
Murray Middle SchoolGrades 4-80.3 mi
10/10
Murray High SchoolGrades 9-120.9 mi
10/10
Murray Elementary SchoolGrades PK-31.1 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Built-In Range,Refrigerator,Washer
  • Laundry features: Utility Room,Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Exterior Entry,Full,Interior Entry,Partially Finished,Walk-Out Access

Bathroom

  • Features: Double Vanity,Separate Shower,Soaking Tub,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining

Features

  • Ceiling Fan(s),Closet Light(s),Sound System,Walk-In Closet(s)
  • Window features: Vinyl Frame
  • Flooring: Carpet,Tile
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Multiple Units,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,542
  • Total interior livable area: 2,542 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 0060001300023

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Deck,Patio
  • Exterior features: Lighting

Lot

  • Lot size: 0.40 Acres
  • Features: Trees,In City Limits,Level
  • Lot size dimensions: 70 x 250

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$374$4,488
Property Taxes $136$1,632
Electricity $200$2,408
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 42071$142
Calloway County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42071$141
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$439,000
2026-04-01Listing removed$445,000
2025-10-30Price change$445,000
2025-08-05Price change$450,000
2025-07-19Price change$514,999
2025-07-01Listed for sale$525,000

For Sale by Agent

AgentCheryl Roberts
BrokerageMarkethouse Realty, PLLC

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