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159 E Cretcher St, Grayson, KY, 41143

3beds
2baths
1,992sqft
$259,900
$130price/sqft
$1,837/moest. monthly cost
$73,480/yrincome needed

About This Home

Enjoy the feeling of country living... just minutes from town. Welcome to 159 East Cretcher Street in Grayson, where privacy, convenience, and one-level living come together beautifully. Situated on four lots, this well-maintained 3-bedroom, 2-bath brick ranch offers the peaceful setting you've been searching for while still being just minutes from schools, shopping, restaurants, and everyday conveniences. Inside, you'll find new flooring throughout most of the home, a spacious one-level layout, and a primary bedroom with an attached full bath. One of the additional bedrooms includes an adjoining bonus space that offers endless possibilities as a nursery, home office, sitting area, or oversized walk-in closet. A 2-car attached garage provides plenty of storage and convenience. Outside is where this property truly shines, featuring a beautiful backyard surrounded by mature trees, creating a peaceful setting to relax, entertain, or simply enjoy the outdoors. The home also features an accessibility ramp for easy entry. If preferred, the seller is willing to have the ramp removed prior to closing. If you've been looking for a property that offers privacy, outdoor space, and the convenience of one-level living, you won’t want to miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
4/10
5/10

Construction

Condition

  • Property condition: 31 to 50 Years
  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,992

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 112100005400

Features

  • Patio & porch: Deck,Porch
  • Waterbody name: Grayson Lake
  • Topography of land: Level,Rolling

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$252$3,024
Property Taxes $114$1,368
Electricity $157$1,887
Total$1,837$22,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,982/yr
40% on housing$55,110/yr
45% on housing$48,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 41143$91
Carter County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 41143$97
Carter County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$259,900

For Sale by Agent

AgentJamie L Barker
BrokerageCENTURY 21 Excellence Realty

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