19782 W Us Highway 60, Olive Hill, KY, 41164
About This Home
Immaculate brick ranch set on approximately 3 acres of level to gently rolling land. This inviting home features an open concept living, dining, and kitchen area with granite countertops and stainless steel appliances, including a cooktop, wall oven, and microwave. The main level offers two bedrooms, 1.5 baths, and a bright sunroom for year round enjoyment. A full basement provides additional living potential with partially finished space plus an unfinished storage room with exterior access. Outdoor amenities include a covered front porch, side deck entry, blacktop and gravel driveways, and a fire area overlooking the scenic banks of Tygart Creek. Exceptional storage and workspace options with three detached garages: 26' x 28', 18' x 32', and 16' x 24' with automatic openers and attached sheds. Natural gas forced air heat and central air ensures efficient comfort. A rare opportunity to enjoy acreage, water features, and abundant storage in a well kept home and convenient location just 4 miles to Olive Hill and 17 minutes to Morehead.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Block,Slab
- Roof: Shingle
- Construction materials: Brick Veneer,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Cooktop,Oven
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup,Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Interior Entry
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Breakfast Bar
- Door features: Storm Door(s)
- Window features: Blinds
- Flooring: Carpet,Tile
- Finished area below ground: 720
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,920
- Total interior livable area: 1,920 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Master Bedroom
- Level: First
Other
- Level: Lower
Recreation Room
- Level: Lower
Property
Details
- Parcel number: 0120000034.00
Features
- Levels: Two
- Exterior features: Fire Pit
- Horses can be raised: Yes
Lot
- Lot size: 3 Acres
- Features: Few Trees
Parking
- Total spaces: 4
- Parking features: Detached Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Ice Storm
- Landslide
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $298 | $3,576 |
| Property Taxes | $73 | $876 |
| Electricity | $154 | $1,850 |
| Total | $2,142 | $25,704 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $309,000 |
| 2026-07-16 | Price change | $319,000 |
| 2026-07-16 | Listed for sale | $319,900 |
| 2026-07-09 | Listing removed | $319,900 |
| 2026-06-30 | Listed for sale | $319,900 |
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