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992 Mushroom Rd, Olive Hill, KY, 41164

5beds
2baths
2,296sqft
$229,900
$100price/sqft
$1,724/moest. monthly cost
$68,960/yrincome needed

About This Home

Fall in love with this beautifully remodeled 5-bedroom, 2-bath mobile home situated on approximately 1+/- acre in the country. This updated modern-style home features an open-concept layout with a stunning kitchen offering hard-surface countertops, a large island, and all stainless steel appliances. The spacious family room is perfect for gathering, and the beautiful wood flooring adds warmth and charm throughout. The primary bedroom offers a private retreat with a gorgeous en-suite bath featuring a tiled shower. With so many upgrades, including a metal roof, this home is ready for you and full of appeal. Step onto the wraparound front porch, enjoy your morning coffee, watch the sunset, and take in all the peaceful aspects of country living. This one will not last long.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
4/10

Construction

Condition

  • Property condition: 21 to 30 Years
  • Year built: 2000

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,296

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,296 sqft

Property

Details

  • Parcel number: 023000010403

Features

  • Patio & porch: Deck
  • Waterbody name: Carter Caves
  • Topography of land: Level

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$214$2,568
Property Taxes $167$2,004
Electricity $181$2,175
Total$1,724$20,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,108/yr
40% on housing$51,720/yr
45% on housing$45,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 41164$84
Carter County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 41164$104
Carter County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$229,900
2016-04-11Sold$59,900

For Sale by Agent

AgentJODY B MAYO
BrokerageCENTURY 21 Excellence Realty

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