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10640 State Highway 9, Grayson, KY, 41143

4beds
3baths
1,995sqft
$299,500
$150price/sqft
$2,195/moest. monthly cost
$87,800/yrincome needed

About This Home

Opportunity, acreage, and endless potential await on this breathtaking 166.6+/- acre Kentucky retreat. Tucked away among rolling hills and lush hardwood forest, this incredible property offers a rare chance to own a large tract of land with privacy, recreation, and future possibilities. Whether you're searching for a hunting property, family compound, homestead, weekend getaway, or investment opportunity, this one deserves a closer look. The property features a 4-bedroom, 2.5-bath home that is currently in need of repairs and renovation. While the home requires work, it provides a foundation for someone with vision to restore and bring it back to life. In addition to the home, you'll find an impressive 300-foot-long building offering abundant storage, workshop space, agricultural use, equipment storage, or potential future development opportunities. A scenic pond adds to the property's natural beauty and creates the perfect setting for relaxing afternoons surrounded by nature. With approximately 160 acres of gorgeous Kentucky woodland, you'll enjoy mature timber, abundant wildlife, established trails, and the kind of peace and seclusion that's becoming increasingly difficult to find. Properties of this size and potential rarely come available. Bring your imagination and transform this remarkable piece of Kentucky into something truly special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
4/10

Construction

Condition

  • Property condition: 50 or more Years

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,995

Interior Area

  • Total interior livable area: 1,995 sqft

Property

Details

  • Parcel number: 070000000800

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Topography of land: Level,Rolling
  • Residential vegetation: Heavily Wooded,Partially Wooded

Lot

  • Lot size: 166.30 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$290$3,480
Property Taxes $234$2,808
Electricity $157$1,890
Total$2,195$26,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,257/yr
40% on housing$65,850/yr
45% on housing$58,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 41143$90
Carter County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 41143$97
Carter County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$299,500
2026-06-17Listed for sale$309,500
2026-05-01Listing removed$350,000
2025-10-25Listed for sale$350,000
2014-09-02Sold$159,000

For Sale by Agent

AgentChristopher L Hutchinson ll
BrokerageKeller Williams Legacy Group

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