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317 E 16th St, Hopkinsville, KY, 42240

4beds
4baths
4,500sqft
$345,000
$77price/sqft
$2,512/moest. monthly cost
$100,480/yrincome needed

About This Home

This early & rare Temple Form Greek Revival home was built in 1835 when Andrew Jackson was president. On the National Register, this Greek Revival home was designed from a pattern book of the NY Architect Minard La Fever - The Modern Builders guide. The house only alternations were the addition of two second story front rooms in 1880, and in the 1920s the current kitchen was added. 4 bedrooms, 4 baths, formal living and dining. 5 fireplaces. Attached will be a letter of details on historical additional facts on the home.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1835

Materials

  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Wood,Laminate
  • Number of fireplaces: 5
  • Fireplace: Yes
  • Finished area above ground: 4,500

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Other

  • Area: 336
  • Dimensions: 21x16

Property

Details

  • Parcel number: 21800 04 034.00
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered
  • Fencing: Back Yard

Lot

  • Lot size: 1.80 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$261$3,132
Property Taxes $152$1,824
Electricity $355$4,264
Total$2,512$30,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,125/yr
40% on housing$75,360/yr
45% on housing$66,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 42240$106
Christian County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42240$139
Christian County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-08-30Listed for sale$345,000
2022-04-11Listing removed--
2021-11-13Listed for sale$345,000
2021-11-02Listing removed--
2021-07-25Listed for sale$395,000
2006-06-01Sold$114,000

For Sale by Agent

AgentTonja West
BrokerageHome Front Real Estate

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