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635 Country Club Ln, Hopkinsville, KY, 42240

6beds
3baths
3,048sqft
$439,900
$144price/sqft
$3,143/moest. monthly cost
$125,720/yrincome needed

About This Home

Seller will offer owner financing or Lease/Purchase option. Spacious all-brick home situated on approximately 3 acres with incredible potential for future development! This versatile property offers the possibility of dividing the tract into three additional lots plus the existing homesite, making it an excellent investment opportunity or multi-generational living setup. The main level features a welcoming entryway, large living room, and an updated kitchen with new cabinetry, granite countertops, and beautiful pine hardwood flooring. You’ll also find three bedrooms, two full bathrooms, and a utility area with washer and dryer hookups conveniently located on the main floor. Upstairs offers a completely separate living space with its own living room, full kitchen, utility room, three additional bedrooms, and a full bathroom — ideal for extended family, guests, rental income potential, or private living quarters. Outside, the oversized garage offers nearly 1,200 square feet of space perfect for vehicles, storage, hobbies, or a workshop. With acreage, flexibility, and income/development potential, this property is truly a rare find! New garage doors. Tankless water heater. We have 6 bedrooms, 3 full bathrooms, 2 utility rooms with washer/dryer hookups, 2 full kitchens, 2 living rooms. So much to offer!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Area: 221
  • Dimensions: 13x17

Bedroom2

  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Area: 250
  • Dimensions: 10x25

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Den

  • Area: 360
  • Dimensions: 24x15

Features

  • High Speed Internet
  • Flooring: Wood,Tile
  • Finished area above ground: 3,048

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,048
  • Total interior livable area: 3,048 sqft

Kitchen

  • Area: 336
  • Dimensions: 16x21

Living Room

  • Area: 273
  • Dimensions: 21x13

Property

Details

  • Parcel number: 24400 03 001.00
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2.98 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$333$3,996
Property Taxes $346$4,152
Electricity $240$2,888
Total$3,143$37,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,760/yr
40% on housing$94,290/yr
45% on housing$83,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 42240$105
Christian County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 42240$139
Christian County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$439,900
2026-06-18Price change$475,000
2026-05-28Listed for sale$499,900
2023-12-01Sold$270,000

For Sale by Agent

AgentKrystal Kirkman
BrokerageKirkman Real Estate

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