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12945 Dawson Springs Rd, Crofton, KY, 42217

4beds
3baths
1,950sqft
$324,900
$167price/sqft
$2,207/moest. monthly cost
$88,280/yrincome needed

About This Home

Move-in ready and beautifully remodeled! This spacious 4-bedroom, 2.5-bath brick home sits on 0.7 acres and offers the perfect combination of modern updates and peaceful country living. Recent improvements include a new septic system, updated electrical, flooring, granite countertops, energy-efficient double-pane windows. The home’s HVAC system is only 3 years old, providing reliable comfort year-round. Enjoy cozy evenings by the vent-free gas log fireplace and appreciate the low-maintenance exterior. Outside, you’ll find mature shade trees and established fruit trees, creating a private, park-like setting with plenty of room to relax, garden, or entertain. The property also includes a heated detached garage perfect for vehicle storage, a workshop, storage or hobbies.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Basement: Crawl Space,None

Bedroom1

  • Area: 192
  • Dimensions: 16x12

Bedroom2

  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Area: 240
  • Dimensions: 20x12

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,950

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,950
  • Total interior livable area: 1,950 sqft

Kitchen

  • Area: 144
  • Dimensions: 16x9

Living Room

  • Area: 280
  • Dimensions: 20x14

Property

Details

  • Parcel number: 06200 00 033.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered,Patio

Lot

  • Lot size: 0.70 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached/Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Earthquake
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$117$1,404
Property Taxes $294$3,528
Electricity $154$1,850
Total$2,207$26,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,668/yr
40% on housing$66,210/yr
45% on housing$58,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 42217$212
Christian County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 42217$148
Christian County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$324,900
2026-07-06Price change$329,900
2026-06-16Listed for sale$334,900
2024-08-26Sold$300,000
2024-08-13Pending sale$319,900
2024-07-17Price change$319,900
2024-06-27Listed for sale$324,900
2022-01-10Sold$78,000

For Sale by Agent

AgentShelia Fears
BrokerageHome Front Real Estate

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