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508 3rd St, Fulton, KY, 42041

2beds
2baths
1,200sqft
$149,000
$124price/sqft
$1,385/moest. monthly cost
$55,400/yrincome needed

About This Home

Updated house with: • Hardwood floors throughout • Fresh paint and new light fixtures • Thermal windows • Spacious kitchen with plenty of storage • Covered patio perfect for entertaining • Paved driveway and detached carport • Detached workshop/storage building with heat and air + bonus space that could be a game room, office, hobby room, or hangout spot (425 sq ft) • Beautiful shaded lot with mature trees and great curb appeal Kitchen appliances will stay

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Fulton Independent SchoolGrades PK-120.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Stone
  • Roof: Other
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: F455

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Earthquake
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$290$3,480
Property Taxes $188$2,256
Electricity $154$1,850
Total$1,385$16,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,485/yr
40% on housing$41,550/yr
45% on housing$36,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.4%
9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 42041$64
Fulton County$59

vs Homes Sold Last Month

Median $/sqft

ZIP 42041
Fulton County$68

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$149,000
2026-06-28Listed for sale$160,000
2023-10-16Sold$132,000
2023-09-21Contingent$132,000
2023-08-31Listed for sale$132,000
2019-12-13Sold$64,000
2019-09-27Listed for sale$74,500
2015-05-26Sold$47,500
2015-01-11Price change$54,500
2014-07-26Listed for sale$62,500

For Sale by Owner

AgentProperty Owner

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