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205 W Chestnut St, Leitchfield, KY, 42754

6beds
2baths
3,300sqft
$434,900
$132price/sqft
$3,010/moest. monthly cost
$120,400/yrincome needed

About This Home

Step into a piece of living history at 205 W Chestnut St — one of Leitchfield's oldest homes. This 3,300 sq ft, 6-bed, 2-bath beauty features soaring ceilings, rich original woodwork, antique wavy glass windows, interior shutters, transom doors, and seven decorative fireplaces. Central heating and air, main-floor laundry with chute, oversized 2-car garage, screened porch, and a separate outbuilding. Hardwood floors in kitchen and dining room, abundant closet space throughout, and a stair lift for added accessibility. Private wooded lot at the end of a quiet street — worlds away, yet minutes from town. A true Leitchfield landmark priced below the only comparable listing in the area. Some photos have had personal items removed via AI. Buyers/Buyers agent to verify all information including square footage and lot size.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
8/10
4/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar,None,Exterior Entry

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Number of fireplaces: 7
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,300

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0830906012

Features

  • Stories: 2
  • Patio & porch: Screened Porch,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 1.08 Acres
  • Features: Irregular Lot,Corner Lot,Cleared,Dead End,Wooded

Parking

  • Total spaces: 2
  • Parking features: On Street,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$363$4,356
Property Taxes $188$2,256
Electricity $260$3,127
Total$3,010$36,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,200/yr
40% on housing$90,300/yr
45% on housing$80,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 42754$127
Grayson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 42754
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Price change$434,900
2026-06-14Price change$449,900
2026-06-14Listed for sale$449,900,000
2025-07-17Sold$347,000
2025-07-11Pending sale$375,000
2025-06-19Contingent$375,000
2025-06-05Price change$375,000
2025-04-14Price change$399,000
2025-01-25Price change$425,000
2024-12-07Listed for sale$449,000
2024-11-27Listing removed$495,000
2024-07-12Price change$495,000
2024-05-27Listed for sale$550,000
2011-01-24Sold$25,000
2005-05-06Sold$1,250

For Sale by Agent

AgentAmy Cottrell
BrokerageEXP Realty LLC

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