




1129 Indian Ridge Rd, Leitchfield, KY, 40119
About This Home
Enjoy stunning Rough River Lake views from this beautifully updated 2 bedroom, 2 full bath lake retreat situated on nearly one acre. This approximately 1,200 sq ft home also features a loft area offering potential for a 3rd bedroom, additional sleeping space, or bonus area, providing flexibility for family and guests. The home features numerous recent updates including new flooring, fresh paint, updated countertops, new appliances, and one fully remodeled bathroom, making it move-in ready. The open and inviting layout is designed to take full advantage of the incredible lake views. Step outside to the covered rear deck and the front covered porch for the perfect outdoor living space—great for entertaining, relaxing, or enjoying peaceful sunsets over the lake in any weather. A charming walk-down pergola overlooking the water provides an additional outdoor gathering space and enhances the property's lakefront feel. Storage and parking are abundant with a 2-car detached garage, two carports, and an additional storage building—ideal for boats, lake toys, and equipment. With two lots totaling nearly an acre, there's plenty of room to expand, add outdoor amenities, or simply enjoy the extra space. Boat dock access is possible with COE approval. The neighborhood boat ramp and courtesy dock make launching your boat a breeze and Indian Valley is a family oriented, golf cart friendly neighborhood with activities all season. Don't miss this opportunity to own a well-maintained lakeview property with space, updates, and incredible views at Rough River Lake—perfect as a weekend getaway, full-time residence, or investment property.
Getting Around
Schools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Crawl Space
- Roof: Dimensional,Shingle
- Construction materials: Aluminum Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame,Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator,Oven,Electric Water Heater
- Laundry features: W/D Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Ceiling Fan(s)
- Window features: Replacement Windows
- Flooring: Laminate
- Fireplace features: None
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Features: Bar
Property
Details
- Parcel number: INDIANV082
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Gas Grill,Scenic
Lot
- Lot size: 0.82 Acres
- Features: 100-150 Front,Landscaped
- Lot size dimensions: 0.82
Parking
- Total spaces: 4
- Parking features: Carport,Detached,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $307 | $3,684 |
| Property Taxes | $27 | $324 |
| Electricity | $154 | $1,850 |
| Total | $2,307 | $27,684 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $375,000 |
| 1994-05-01 | Sold | $17,500 |
