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485 Veach Rd, Reynolds Station, KY, 42368

3beds
2baths
1,891sqft
$449,900
$238price/sqft
$2,717/moest. monthly cost
$108,680/yrincome needed

About This Home

If you’ve been searching for a property that offers room to roam, privacy, and endless possibilities, this 34.2-acre farm deserves a look. Featuring a nice tri-level home with over 1,800 finished square feet, the residence offers 3 bedrooms, 2 full baths, and plenty of space for comfortable country living. Dimensional shingles were replaced in 2024, providing added peace of mind for years to come. The land is a beautiful blend of open pasture and mature woods, making it ideal for livestock, recreation, hunting, or simply enjoying the outdoors. A pond adds to the property's charm and functionality. With more than 3,100 feet of road frontage along three county-maintained asphalt roads, access is exceptional and the potential for future development is significant. Multiple building sites are located throughout the property, offering opportunities for additional homes, cabins, or investment projects. Included within the 34.2 acres is a separate 2-acre tract with its own deed, already equipped with water, electric, and septic. This additional tract provides outstanding flexibility for a future homesite, guest house, rental property, or multi-generational living arrangement. Additional improvements include a shop with lean-to, barn, and two storage buildings, providing ample space for equipment, livestock, hobbies, and storage. Whether you’re looking for a working farm, recreational retreat, or a property with long-term investment potential, this unique offering combines acreage, infrastructure, and opportunity in one exceptional package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
4/10
5/10
Hancock County High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Basement,Crawl Space
  • Roof: Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Tankless Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-in Shower
  • Flooring: Carpet,Linoleum,Vinyl
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 523
  • Finished area above ground: 1,368

Heating & Cooling

  • Heating features: Forced Air,Other,Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,891
  • Total interior livable area: 1,891 sqft

Kitchen

  • Features: Kitchen-Dining

Property

Details

  • Parcel number: 4907

Features

  • Levels: Tri-level,One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Scenic
  • Waterfront features: Lake/Pond

Lot

  • Lot size: 34.20 Acres
  • Features: 150+ Front,Level,Cleared,Rolling Slope,Secluded,Wooded
  • Lot size dimensions: 34.2

Parking

  • Parking features: Barn,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$182$2,184
Property Taxes $107$1,284
Electricity $154$1,850
Total$2,717$32,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,154/yr
40% on housing$81,510/yr
45% on housing$72,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 42368$46
Hancock County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 42368$99
Hancock County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$449,900
2005-06-08Sold$8,000

For Sale by Agent

AgentJustin W Nugent
BrokerageRE/MAX Real Estate Executives

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