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1621 Caudill Frk, Oil Springs, KY, 41238

2beds
2baths
1,296sqft
$174,000
$134price/sqft
$1,323/moest. monthly cost
$52,920/yrincome needed

About This Home

MOVE IN READY! Nice 2 bed 2 bath ranch sitting on 2 acres! This home features an open floor plan, hardwood and tile flooring through-out, solid oak doors, large 2 car detached garage, and a large fenced in yard! Conveniently located within 10 miles of Paintsville and Salyersville. YOU MUST SEE THIS ONE! Call today for your private viewing!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • 1st Floor Bedroom,Ceiling Fan(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Hardwood,Tile
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Electric,Natural Gas,Heat Pump,Wall Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 017000005605
  • Zoning: None

Features

  • Patio & porch: Covered,Deck,Front Covered
  • Exterior features: Garden

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Landslide
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $879$10,548
Home Insurance *$131$1,572
Property Taxes $159$1,908
Electricity $154$1,850
Total$1,323$15,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,360/yr
40% on housing$39,690/yr
45% on housing$35,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.9%
-4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 41238$102
Johnson County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 41238
Johnson County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$174,000
2026-06-04Listed for sale$179,000
2026-06-04Listing removed$179,000
2026-03-25Pending sale$179,000
2026-03-21Listed for sale$179,000
2025-12-03Pending sale$179,000
2025-12-03Listed for sale$179,000
2025-11-20Listing removed$179,000
2025-09-13Price change$179,000
2025-07-24Price change$194,000
2025-06-09Price change$199,000
2025-05-20Listed for sale$225,000
2021-10-19Sold$162,500
2021-01-23Listing removed--
2020-10-23Listed for sale$147,000
2017-08-02Sold$152,000

For Sale by Agent

AgentDaffiny Trimble
BrokerageRe/Max Legacy Group-Paintsville

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