See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11440 State Highway 698, Hustonville, KY, 40437

0beds
0baths
0sqft
$389,000
--price/sqft
$2,675/moest. monthly cost
$107,000/yrincome needed

About This Home

Check out this one-of-a-kind unrestricted 3.39 acre unrestricted property located at 11440 KY 698 in Hustonville, KY! Whether you're looking for a private homestead, A campground investment, A business opportunity, or the ultimate live/work/play setup, this property is packed with potential and loaded with improvements. Price Improvement! Owner financing available with 30% down, 5-year term at 4% interest. Now offered at $389,000 OBO. Excellent investment opportunity featuring the potential to have RV park site on 3.5± unrestricted acres with a Conditional Use Permit already in place. Includes 5 owned campers are included with the property. Property improvements include a 40' x 50' metal building with 10' lean-to, 400-amp electric service, water and septic, offering endless possibilities for a barndominium, camp store, clubhouse, or commercial space. Additional improvements include a 2-car garage with laundry, 30' x 40' powered workshop, 40' x 50' restored barn with separate utilities and room to expand. Two high-cube shipping containers, and a stocked pond with a newer dock. Property is fully fenced and gated with high-speed Spectrum internet throughout. Motivated seller!!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Lincoln County High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 0

Interior Area

  • Total structure area: 0

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 12044

Features

  • Fencing: Wire
  • Horses can be raised: Yes

Lot

  • Lot size: 3.39 Acres
  • Features: Few Trees

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$225$2,700
Property Taxes $330$3,960
Electricity $154$1,850
Total$2,675$32,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,714/yr
40% on housing$80,250/yr
45% on housing$71,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 40437$162
Lincoln County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 40437
Lincoln County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$349,000
2026-06-13Price change$389,000
2026-05-12Listed for sale$429,900
2024-12-01Listing removed$110,000
2024-12-01Listed for sale$110,000
2024-11-28Pending sale$110,000
2024-11-19Price change$110,000
2024-11-04Price change$132,000
2024-09-10Pending sale$142,000
2024-09-07Listed for sale$142,000
2024-06-05Listing removed--
2024-04-10Listed for sale$149,900
2024-01-18Sold$80,000
2023-12-02Pending sale$95,500
2023-11-29Listed for sale$95,500
2023-10-21Contingent$95,500
2023-10-14Listed for sale$95,500
2004-09-01Sold$71,000

For Sale by Agent

AgentCurtis Brown
BrokerageKeller Williams Commonwealth - Stanford

Similar Homes