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312 Danville Ave, Stanford, KY, 40484

5beds
2baths
3,540sqft
$365,000
$103price/sqft
$2,665/moest. monthly cost
$106,600/yrincome needed

About This Home

Historic Charm Meets Modern Comfort in the Heart of Stanford! Welcome to 312 Danville Avenue, Stanford, KY, a stunning 5-bedroom, 2-bathroom, 2.5-story Colonial-style home offering approximately 3,540 square feet of finished living space above ground. Rich in character and timeless appeal, this beautifully maintained historic home blends classic craftsmanship with thoughtful updates, creating a one-of-a-kind opportunity in downtown Stanford. Step inside and be greeted by spacious open living areas, soaring ceilings, beautiful original hardwood floors, and exquisite crown molding and historic architectural details throughout. The oversized living and dining rooms provide the perfect setting for entertaining guests, hosting family gatherings, or simply enjoying everyday life. The updated kitchen features modern countertops, fixtures, and finishes, while maintaining the charm and character that make this home truly special. Five generously sized bedrooms offer flexibility for growing families, home offices, hobby spaces, or guest accommodations. Recent improvements include an updated HVAC system, updated flooring in select areas, updated fixtures, and modern touches that complement the home's historic beauty. A small unfinished basement provides additional storage space, while the large covered front porch invites you to relax and enjoy small-town living. Outside, you'll find a spacious backyard complete with outbuildings and plenty of room for outdoor activities, gardening, or future improvements. Located in downtown Stanford, you'll enjoy the convenience of being close to schools, shopping, restaurants, parks, churches, and all the amenities Stanford has to offer. A 1-Year Home Warranty is included with a full-price offer! Don't miss your chance to own one of Stanford's charming historic homes that offers space, character, and modern updates all under one roof. Schedule your private showing today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,540

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,540
  • Total interior livable area: 3,540 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0510537006.00

Features

  • Levels: Two
  • Fencing: Other,Partial,Privacy

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$252$3,024
Property Taxes $289$3,468
Electricity $279$3,354
Total$2,665$31,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,371/yr
40% on housing$79,950/yr
45% on housing$71,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 40484$120
Lincoln County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 40484$163
Lincoln County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$365,000
2026-06-16Listed for sale$375,000
2023-06-12Listing removed--
2023-06-08Listed for rent$2,000
2022-06-01Listing removed--
2022-03-04Listed for sale$325,000
2022-01-15Sold$160,000
2021-10-13Pending sale$172,000
2021-10-06Listed for sale$172,000
2021-06-13Listing removed--
2021-05-21Price change$168,500
2021-05-11Listed for sale$171,000
2021-05-03Listing removed--
2021-04-29Listed for sale$168,000

For Sale by Agent

AgentCurtis Brown
BrokerageKeller Williams Commonwealth - Stanford

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