1919 Gilberts Creek Rd, Lancaster, KY, 40444
About This Home
Welcome to this beautifully updated home in Lincoln County, where major improvements and stylish finishes make this property truly move-in ready! Recent upgrades include a new Fuji Clean septic system, new hot water heater, and extensive 2026 renovations featuring new LVP flooring throughout, new walls and ceilings, and elegant crown molding throughout the home. The remodeled kitchen is both functional and inviting with a new tile backsplash, newer appliances, and plenty of space for everyday living and entertaining. The updated bathroom boasts a large walk-in tile shower, adding a luxurious touch. Outside, you'll appreciate the remodeled storage room, attractive new porch columns, beautiful shiplap accents, and a finished carport ceiling that enhances the home's curb appeal. With quality updates already completed and nothing left to do but move in, this home offers the perfect blend of comfort, style, and peace of mind. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Refrigerator,Washer,Oven,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Window features: Blinds
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0610104007.00
Features
- Levels: One
- Fencing: Chain Link
- Has view: Yes
- View description: Rural,Neighborhood
Lot
- Lot size: 0.44 Acres
- Features: Secluded
Parking
- Total spaces: 1
- Parking features: Attached Carport,Driveway,Off Street
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $182 | $2,184 |
| Electricity | $154 | $1,850 |
| Total | $1,556 | $18,672 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $215,000 |
| 2026-07-06 | Listed for sale | $225,000 |
| 2003-12-01 | Sold | $72,000 |
View on Zillow