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979 Walnut Grove School Rd, Waynesburg, KY, 40489

4beds
3baths
2,700sqft
$525,000
$194price/sqft
$3,957/moest. monthly cost
$158,280/yrincome needed

About This Home

Welcome to your own private slice of paradise! This beautiful brick home offers 4 bedrooms, 2 1/2 baths and sits on 7.2 fully fenced acres and cross-fenced acres. Perfectly set up for livestock, horses or peaceful country living. The property features four large, fully fenced pastures and is equipped to grow own hay - an incredible setup for anyone wanting to functionality and self-sufficiency. A barn plus two additional run-in sheds provides excellent shelter and storage. Enjoy relaxing afternoons by the 13- foot-deep stocked pond, filled with Bass, Bluegill, Catfish, and Shiners. The impressive 27x32 shop includes durable epoxy flooring and 5/8" plywood walls, ideal for projects, equipment, or storage. Inside, you'll find spacious layout with main kitchen electric stove along with a separate canning kitchen with a propane stove - perfect for preserving the harvest from your very own apple, plum, peach, and fruit-bearing mulberry trees. If you've been looking for acreage that's ready to go -fenced, functional, and full of opportunity-this is it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
3/10
4/10
Lincoln County High SchoolGrades 9-1212.1 mi

Construction

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,700

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Propane Tank Leased,Propane Tank Owned
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0690024006.00

Features

  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Other
  • Horses can be raised: Yes

Lot

  • Lot size: 7.20 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$602$7,224
Property Taxes $488$5,856
Electricity $213$2,558
Total$3,957$47,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,668/yr
40% on housing$118,710/yr
45% on housing$105,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 40489$78
Lincoln County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 40489$77
Lincoln County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$575,000
2026-03-07Price change$589,000
2026-02-12Listed for sale$600,000
2023-03-17Sold$292,500
2023-02-16Contingent$315,000
2023-02-03Listed for sale$315,000
2023-02-01Contingent$330,000
2023-01-07Listed for sale$330,000
2011-09-28Sold$153,000

For Sale by Agent

AgentTina D French
BrokerageThe Real Estate Co.

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