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1128 Jefferson St, Paducah, KY, 42001

5beds
3baths
2,588sqft
$295,000
$114price/sqft
$2,074/moest. monthly cost
$82,960/yrincome needed

About This Home

Set Along Historic Jefferson Street, This 1907 Brick Home Offers The Rare Opportunity To Own A Piece Of Paducah’s History, While Still Living Comfortably In The Present. With 5 Beds And 2.5 Baths, The Layout Balances Scale And Warmth, Featuring Both A Formal And Secondary Living Area. High Ceilings And Natural Light Showcase Thoughtfully Uncovered Architectural Details, Including A Restored Doorway And Chimney, Allowing Original Craftsmanship To Quietly Take Center Stage. The Renovated Kitchen Brings Modern Function Into The Historic Setting With New Cabinetry, High End Appliances, And Granite Countertops With Pop Up Outlets. Additionally, The Built In Coffee Bar In The Dining Area Creates A Gathering Spot For Morning Coffee And Conversation. Outside, The Spacious Detached Garage Offers Room For Storage, Projects, Or Hobbies; A Rare Find This Close To Downtown. Historic Character And Everyday Livability Come Together On One Of Paducah's Most Established Streets.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
Mcnabb Elementary SchoolGrades K-51.0 mi
6/10
Paducah Middle SchoolGrades 6-81.9 mi
4/10

Construction

Materials

  • Foundation: Brick/Mortar
  • Roof: Dimensional Shingle
  • Construction materials: Frame,Brick/Siding,Dry Wall,Plaster

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer
  • Laundry features: In Basement,Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Living/Dining

Features

  • Bookcases,Ceiling Fan(s),Closet Light(s),Workshop,High Ceilings
  • Window features: Vinyl Frame,Wood Frames
  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Gas Log,Vented
  • Fireplace: Yes
  • Attic: Crawl Space,Storage
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,588
  • Total interior livable area: 2,588 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1121202005

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered Porch

Lot

  • Lot size: 7,840 sqft
  • Features: In City Limits,Level

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached,Workshop in Garage,Concrete Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$312$3,744
Property Taxes $67$804
Electricity $204$2,452
Total$2,074$24,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,108/yr
40% on housing$62,220/yr
45% on housing$55,306/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 42001$124
McCracken County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 42001$133
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$329,000
2026-04-17Price change$340,000
2026-02-27Listed for sale$350,000
2024-05-31Sold$285,000
2024-04-30Pending sale$289,900
2024-04-13Listed for sale$289,900
2024-04-08Pending sale$289,900
2024-01-19Listed for sale$289,900
2023-08-05Listing removed$294,900
2023-06-16Price change$294,900
2023-01-11Price change$299,900
2022-08-11Listed for sale$335,000
2007-09-28Sold$159,500

For Sale by Agent

AgentAlexis Marrs
BrokerageKeller Williams Experience Realty Paducah Branch

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