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1227 S 6th St, Paducah, KY, 42003

1beds
1baths
1,088sqft
$99,000
$91price/sqft
$768/moest. monthly cost
$30,720/yrincome needed

About This Home

Enjoy Porch Sitting Under This Spacious Covered Porch This Spring! Cute & Roomy 1 Bedroom/1 Bathroom Home In The City. The Home Features A Formal Dining Room And A Galley Style Kitchen. The Kitchen Features Granite Countertops, Back Splash, And Dark-colored Cabinets. Looking For A Home With A Yard And A Fence-here You Go! The Property Features A Detached Garage & A Shed. Hvac Unit New In Dec. 2022 & Refrigerator Was Purchased In June.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Morgan Elementary SchoolGrades K-51.6 mi
6/10
Paducah Middle SchoolGrades 6-82.5 mi
4/10

Construction

Condition

  • Year built: 1897

Materials

  • Roof: Dimensional Shingle
  • Construction materials: Frame,Brick/Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer,Electric Water Heater
  • Laundry features: Utility Room,Washer/Dryer Hookup

Basement

  • Basement: Crawl Space,None

Bathroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining

Features

  • Ceiling Fan(s)
  • Window features: Thermal Pane Windows
  • Flooring: Laminate,Vinyl/Linoleum
  • Attic: Crawl Space
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Gas Pack
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,088
  • Total interior livable area: 1,088 sqft

Property

Details

  • Parcel number: 1124204008

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch
  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft
  • Features: In City Limits,Level

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$103$1,236
Property Taxes $11$132
Electricity $154$1,850
Total$768$9,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,331/yr
40% on housing$23,040/yr
45% on housing$20,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 42003$101
McCracken County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 42003$122
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$105,000
2026-03-25Listed for sale$110,000
2022-01-10Sold$84,500
2021-11-16Pending sale$84,500
2021-09-29Price change$84,500
2021-08-16Listed for sale$89,500
2019-11-11Sold$49,000
2019-09-03Listed for sale$54,900
2017-04-07Sold$42,000
2017-02-24Price change$49,000
2017-02-06Listed for sale$55,000
2014-06-26Sold$47,000
2014-06-13Pending sale$49,900
2014-05-24Price change$49,900
2014-04-26Listed for sale$57,500
2004-05-25Sold$17,000

For Sale by Agent

AgentShelly Lewis
BrokerageColdwell Banker Service 1st Realty

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