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2640 Biggs Rd, Kevil, KY, 42053

2beds
2baths
1,179sqft
$80,000
$68price/sqft
$659/moest. monthly cost
$26,360/yrincome needed

About This Home

The main level features 2 bedrooms and 1.5 bathroom, along with a den, entryway, dining area, and kitchen. The home includes a connected 1-car garage. Sold As-Is. The property also offers a partially finished basement with space that could potentially be used as an additional bedroom and bathroom, subject to buyer verification, code compliance, and required improvements. A back patio is present; condition is unknown. Additionally, there is a separate outbuilding on the property that could be suitable for a workshop, storage, or hobby space, condition to be verified by buyer. Buyer is responsible for all inspections, clean-out, utilities, repairs, and due diligence prior to closing. Property is adjacent to a corner lot under the same ownership that is listed separately. Properties may be purchased individually or together, offering expanded land or investment potential. Suitable for investors, contractors, or buyers seeking a renovation project. Seller will consider serious offers. Bedrooms/Bathrooms: 2 / 1.5 (plus potential basement space) Garage: Attached 1-car Square Footage: 1,179 Location: Kevil, KY (McCracken)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
Heath Elementary SchoolGrades PK-52.8 mi
7/10
Heath Middle SchoolGrades 6-83.1 mi
9/10

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Composition
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Heating

  • Heating features: Electric

Interior Area

  • Total interior livable area: 1,179 sqft

Property

Details

  • Parcel number: 0340000013

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.69 Acres

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$76$912
Property Taxes $25$300
Electricity $154$1,850
Total$659$7,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,594/yr
40% on housing$19,770/yr
45% on housing$17,573/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 42053$135
McCracken County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 42053$112
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$80,000
2026-04-16Pending sale$80,000
2026-02-16Listed for sale$80,000

For Sale by Owner

AgentProperty Owner

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