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1845 Deerhaven Ln, Paducah, KY, 42001

5beds
5baths
4,400sqft
$849,000
$193price/sqft
$6,178/moest. monthly cost
$247,120/yrincome needed

About This Home

Step into luxury space and timeless design with the stunning five bedroom, 4 1/2 bath estate offering over 4400 ft.² of beautifully crafted living space. From the moment you arrive, the impressive circular drive and three car garage set the tone for elegance and convenience. Inside, you’re welcomed by soaring 17’8” ceilings in the family room, highlighted by exquisite tray ceilings, detailed crown, molding, and heavy millwork throughout showcasing true craftsmanship in every corner. Designed for both every day living and entertaining, this home features a formal living room, dining room, and an additional formal space perfect for an office or sitting room. The spacious kitchen includes a charming breakfast area seamlessly flowing into a large entertainment room and an inviting all seasons room filled with natural light. Step outside into your own private retreat and expansive, beautifully landscape to backyard, enclosed by an 8 foot brick wall for ultimate privacy. Enjoy evenings on the brick patio complete with a cozy fireplace and covered pergola, perfect for year-round gatherings a full sprinkler system keeps both the front and backyard, lush and vibrant. New roof in 2026. This exceptional property, combines, elegance, comfort, and privacy, offering everything you need to feel right at home Schedule your private showing today and experienced luxury living at its finest.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Concord Elementary SchoolGrades PK-51.1 mi
7/10
Heath Middle SchoolGrades 6-85.3 mi
9/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,400 sqft

Property

Details

  • Parcel number: 0773002102

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$899$10,788
Property Taxes $639$7,668
Electricity $347$4,169
Total$6,178$74,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,817/yr
40% on housing$185,340/yr
45% on housing$164,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 42001$123
McCracken County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42001$133
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$920,000

For Sale by Owner

AgentProperty Owner

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