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5073 Hill Ter, Paducah, KY, 42001

3beds
2baths
1,366sqft
$225,000
$165price/sqft
$1,650/moest. monthly cost
$66,000/yrincome needed

About This Home

Spacious 3-bedroom, 2-bath Townhome Featuring A Desirable Split-bedroom Floor Plan For Added Privacy. Neutral Paint Throughout Creates A Bright, Move In Ready Feel. Kitchen Features Corian Countertops With A Utility Room Beyond. Enjoy A Cozy Gas Fireplace, Perfect For Relaxing Evenings. Step Outside To A Private Deck Overlooking A Fully Fenced Yard, Ideal For Entertaining Or Unwinding. Ideally Situated In A Quiet, Central Location With Excellent Walking. Easy Access Shopping, Dining, Medical And Everyday Conveniences.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Concord Elementary SchoolGrades PK-51.7 mi
7/10
Heath Middle SchoolGrades 6-87.0 mi
9/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Block
  • Roof: Dimensional Shingle
  • Construction materials: Frame,Brick/Siding,Dry Wall

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove,Washer,Gas Water Heater
  • Laundry features: Utility Room,Washer/Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s)
  • Window features: Thermal Pane Windows
  • Flooring: Laminate,Vinyl/Linoleum
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Gas Pack
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,366
  • Total interior livable area: 1,366 sqft

Kitchen

  • Features: Kitchen/Family
  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0873010026

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Deck
  • Exterior features: Lighting
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 7,840 sqft
  • Features: Trees,In City Limits,Rolling Slope
  • Lot size dimensions: 53 x 147

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Circular Driveway,Concrete Drive
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$238$2,856
Property Taxes $121$1,452
Electricity $154$1,850
Total$1,650$19,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,571/yr
40% on housing$49,500/yr
45% on housing$44,000/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 42001$124
McCracken County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 42001$133
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$235,000
2026-01-30Sold$220,000
2025-11-10Sold$220,000
2021-03-24Listing removed--
2019-09-10Listing removed$165,000
2019-08-30Listed for sale$165,000
2018-05-22Listing removed$1,050
2018-04-28Listed for rent$1,050
2016-03-21Listing removed$1,050
2016-03-08Listed for rent$1,050
2014-05-17Listing removed$139,900
2014-04-28Listed for sale$139,900
2012-07-12Sold$130,000
2012-06-03Price change$134,900
2012-03-02Listed for sale$144,500

For Sale by Agent

AgentSuzy Gilland
BrokerageBetter Homes & Gardens Fern Leaf Group

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