




414 Center St, Berea, KY, 40403
About This Home
Located 0.4 mi from Berea College & 0.6 mi to Boone Tavern Hotel & Restaurant, this property places you near local dining, shops, & everyday conveniences, with CHI Saint Joseph Berea just 0.5 mi away. The covered front porch with swing offers a place to sit & unwind, while front-facing windows bring natural light into the living room throughout the day. Inside, the home features a traditional layout with defined living spaces, offering separation between the living room, kitchen, & bedrooms. The living room provides ample space for seating & gathering, with direct access to the front porch. The kitchen includes extended cabinet storage, generous workspace, & room for dining, with an adjacent laundry area for convenience. The main level includes three bedrooms & a full bath, providing single-level living functionality. Upstairs, an additional bedroom is complemented by a separate finished room that can function as a fifth bedroom, office, or flex space depending on needs. This layout supports a variety of uses including workspace, hobby room, or additional sleeping area. Interior features include a mix of hardwood, carpet, & vinyl flooring, updated bathroom fixtures & multiple ceiling fans throughout. The home's layout & room separation provide flexibility for different living arrangements while maintaining defined spaces. A driveway runs along the side of the home & leads to a garage with ample storage capacity, with access that connects into the home for added convenience. The basement provides additional storage space. Positioned 0.25 mi from Tillie Memorial Dog Park & within driving distance to Pinnacle Hiking Trails (3 mi) & the Kentucky Artisan Center (3 mi), this location offers access to outdoor recreation & regional attractions. Old Town Artisan Village is located approximately 1.1 mi away, with Berea City Park & pool at 1.3 mi. Nearby Amenities Berea College (0.4 mi) Boone Tavern Hotel & Restaurant (0.6 mi) CHI Saint Joseph Berea (0.5 mi) Tillie Memorial Dog Park (0.25 mi) Old Town Artisan Village (1.1 mi) Berea City Park/Pool (1.3 mi) Pinnacle Hiking Trails (3 mi) Kentucky Artisan Center (3 mi)
Getting Around
Schools
Construction
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Washer,Range
- Laundry features: Electric Dryer Hookup,Main Level
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Out Access,Walk-Up Access
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Flooring: Carpet,Laminate,Tile
- Finished area below ground: 0
- Finished area above ground: 1,680
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: B01000070056
Features
- Has view: Yes
- View description: Rural
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Off Street,Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,107 | $13,284 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $235 | $2,820 |
| Electricity | $154 | $1,850 |
| Total | $1,603 | $19,236 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $240,000 |
| 2026-04-19 | Price change | $254,900 |
| 2026-03-30 | Listed for sale | $264,900 |
| 2012-12-28 | Sold | $47,500 |
For Sale by Agent
