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2544 Curtis Pike, Richmond, KY, 40475

2beds
2baths
1,560sqft
$235,000
$151price/sqft
$1,583/moest. monthly cost
$63,320/yrincome needed

About This Home

Rural living with room to roam! Situated on 2.86 acres, this all-brick ranch offers endless potential and solid bones just waiting for your personal touch. The home features hardwood flooring throughout (except bathrooms), a large eat-in kitchen, formal dining room, and a large family room with fireplace. and a full unfinished walkup basement.....Also offering 2 bedrooms and 2 full baths, and a small room that has no closet, but could be used as a 3rd bedroom or office, hobby room...and a one car garage. This property provides comfortable country living with space to grow. Need a workshop or extra storage? There is a separate workshop directly behind the home.... Enjoy plenty of elbow room, open space, and the peaceful setting this property provides. Also located on the property is an older barn and an uninhabitable home that will need to be removed at some point, offering an opportunity to further enhance and customize the acreage to your needs. If you're looking for rural charm, acreage, and a home with great potential, this could be the one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
9/10
Farristown Middle SchoolGrades 6-87.7 mi
8/10

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Sump Pump,Unfinished,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 022A00000013

Features

  • Levels: One
  • Horses can be raised: Yes

Lot

  • Lot size: 2.86 Acres
  • Features: Few Trees

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$116$1,392
Property Taxes $125$1,500
Electricity $154$1,850
Total$1,583$18,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,274/yr
40% on housing$47,490/yr
45% on housing$42,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$235,000
2026-05-29Listed for sale$265,000
2020-05-13Sold$950

For Sale by Agent

AgentYvette M Kelly
BrokerageKeller Williams Legacy Group

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