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1070 Jacks Creek Rd, Richmond, KY, 40475

7beds
4baths
4,601sqft
$775,000
$168price/sqft
$5,123/moest. monthly cost
$204,920/yrincome needed

About This Home

Stop scrolling! This is the one you've been looking for. Welcome to 1070 Jacks Creek Rd in Richmond. Located just 3 miles from I75 and 6 miles from Downtown Richmond this mini farm offers the convenience of location and the seclusion of country life. Situated on 6.62 acres this property offers a lovingly maintained 4600 sqft brick ranch home, a large barn, fenced area for animals, a small oval paddock perfect for horses, an inground pool with its own equipment shed, and so much more. The barn is set up as a great workspace and storage area with concrete floor and a separate enclosed area for parking boats, atv's, or farm equipment. The beautiful earth sheltered ranch is built just slightly into the rolling hill providing an enhanced level of efficiency in terms of heating, cooling, and sound proofing, as well as offering stunning views of the the surrounding countryside to the southeast. Inside you're sure to be impressed with all this home has to offer from its large sunken great room with wood burning stove, to the oversized and recently updated kitchen/dining room, both sharing a stone feature wall and centrally located as the real heart of the home. The kitchen features tons of cabinetry, quartz countertops, a large island with cooktop and seating, skylights, in addition to double ovens and an indoor wood oven/grill in the stone wall. Down the hall to the right you,ll find a primary suite with its own bath, 3 additional guest rooms, a guest bath, and the homes laundry room equipped to accommodate 2 sets of washers and dryers and tons of hanging and storage. To the left there is another primary suite with it's own bath, 2 more guest rooms and guest bath, and a second entertaining/family room with a gas log fireplace. All seven bedrooms offer lots of square footage and include huge closets. The front porch doubles as a 3 seasons sunroom complete with glass sliding doors and tile floors offering a great place to lounge and watch tv or take in the views. If you've been looking for a property with a little space for farming or hobbies and no restrictions from an hoa then you are going to want to check this one out.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
8/10
Madison Middle SchoolGrades 6-85.0 mi
7/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Other,Refrigerator,Cooktop,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Skylight(s),Screens
  • Flooring: Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,601

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Propane,Propane Tank Owned
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,601
  • Total interior livable area: 4,601 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 002900000007C

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Fire Pit,Outdoor Grill
  • Fencing: Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 6.62 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$384$4,608
Property Taxes $458$5,496
Electricity $363$4,360
Total$5,123$61,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,645/yr
40% on housing$153,690/yr
45% on housing$136,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Contingent$775,000
2026-04-01Listed for sale$775,000
2025-12-18Listing removed$850,000
2025-11-16Price change$850,000
2025-09-25Price change$950,000
2025-07-28Listed for sale$985,000

For Sale by Agent

AgentJoey Young
BrokerageNational Real Estate

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