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383 Moran Summit Rd, Richmond, KY, 40475

5beds
3baths
3,441sqft
$699,900
$203price/sqft
$4,719/moest. monthly cost
$188,760/yrincome needed

About This Home

This pristine 1880s farmhouse is an absolute stunner inside and out! With over 3 acres of picturesque Kentucky landscape, perfect for a hobby farm, this home has over 3,400 square feet (all above grade) and has 5 bedrooms & 3 baths, each with a claw-foot tub. The layout allows for a first-floor in-law's suite. This home comes complete with a large, gorgeous, updated kitchen with grand windows providing an abundance of natural light. Additionally, there is updated electric, plumbing, siding, & roof! On the property you will also find a 3-car garage plus carport, hot tub and an EV charger. Outside it offers a small barn & dreamy backyard. Enjoy sunrises and sunsets from the large wrap-around porch or one of the many outdoor spaces this property has to offer. A home like this truly doesn't come around often. You don't want to wait, schedule your showing today! 12 minutes to Berea, 18 minutes to EKU, 10 minutes from I-75 (Buc-ee's exit) and 40 minutes to Lexington.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Foley Middle SchoolGrades 6-84.5 mi
8/10

Construction

Condition

  • Year built: 1881

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: Upper Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Eat-in Kitchen,Ceiling Fan(s),Soaking Tub
  • Flooring: Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Dining Room,Family Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,441

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,441
  • Total interior livable area: 3,441 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 004600000008A

Features

  • Levels: Two
  • Fencing: Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 3.39 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Detached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$347$4,164
Property Taxes $562$6,744
Electricity $271$3,260
Total$4,719$56,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,794/yr
40% on housing$141,570/yr
45% on housing$125,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$165
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$765,000
2026-03-24Listed for sale$799,900
2006-07-17Sold$335,000

For Sale by Agent

AgentTyler I Back
BrokerageThe Brokerage

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