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2018 Powhatan Trl, Richmond, KY, 40475

6beds
5baths
5,460sqft
$990,000
$181price/sqft
$6,609/moest. monthly cost
$264,360/yrincome needed

About This Home

A truly rare opportunity in Warriors Trace! Discover true artisan quality in this owner-built, custom-crafted residence. Home has a 3 car attached and 4 car detached building. This home combines exceptional workmanship with expansive, family-ready space. Before you enter the home there is a gorgeous arch barrel ceiling and upon entering the home you are greeted by a large den with beautifully detailed coffered ceilings. The mantle is handmade with marble and there is a beautiful book shelf for showcasing anything your heart desires. The formal dining room and seating area has six foot wide and eight foot tall windows. These rooms have 12' tall ceilings with stunning chandeliers that have handcrafted medallions on the ceiling. The kitchen has stainless steel appliances with a gas and electric oven along with new granite countertops. The dining area has a fireplace and tv space with a beautiful view of the farm nearby. With 6 bedrooms and 5 bathrooms, each room showcases attention to detail from the hardwood flooring to the precision woodwork and installation of the crown molding. The primary room is located on the first floor and has tray ceilings, a large walk-in closet along with 2 sinks, a walk-in shower and a jacuzzi tub. The first floor also has a second bedroom with a full bath and walk-in closet and a room that is currently used as an office and has a closet. This room is next to the Primary bedroom and would be perfect for other uses (another bedroom/nursery). One more bedroom located next to a bathroom is on the first floor for a total of four bedrooms or 3 beds and one office. There is an attached three car garage and another detached 4 car garage. This four car garage could be used for a future pool house if a pool was added, storage or for hobbyists that love working on automobiles (the owners would sell the two car lifts that are currently in the garage for an additional cost). The car lifts are not included in the price. There is also a fully finished basement with two bedrooms, a full kitchen, den, game area and a very cozy closed in porch with a fireplace. The den has lots of space for entertaining and a spacious countertop in the kitchen. There is a full bath between both bedrooms that makes this layout very practical for everyone's use. There is also a half bath in the lower level. Large unfenced yard with an expansive lawn, back patio and some mature trees-perfect for backyard barbeques, play space for children and pets and flexible landscape for garden projects. Homes with this level of detail and presence do not hit the market often. If you are seeking distinctive quality and lots of space you should come see this home quickly!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

9/10
Boonesborough ElementaryGrades PK-51.0 mi
7/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Washer,Range,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: Lower

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom1

  • Level: Lower

Bedroom2

  • Level: First

Bedroom2

  • Level: Lower

Bedroom2

  • Level: Lower

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Blinds
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 4
  • Fireplace features: Basement,Blower Fan,Dining Room,Electric,Family Room,Gas Log,Insert,Recreation Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 2,730
  • Finished area above ground: 2,730

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 5,460
  • Total interior livable area: 5,460 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 005200040026

Features

  • Levels: Two
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood,Farm

Lot

  • Lot size: 1.02 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 7
  • Parking features: Attached Garage,Detached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$490$5,880
Property Taxes $683$8,196
Electricity $431$5,174
Total$6,609$79,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,594/yr
40% on housing$198,270/yr
45% on housing$176,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$165
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$1,140,000
2003-07-15Sold$38,500

For Sale by Agent

AgentRebecca Steele
BrokerageRock N' Realty LLC

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