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115 Walnut St, Berea, KY, 40403

3beds
1baths
1,450sqft
$250,000
$172price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

Welcome to serene Walnut Street—where quiet living meets timeless charm. Nestled on a peaceful, no-through street, this delightful single-level home offers 3 bedrooms and 1 bath, ready for your personal vision. Inside, a sun-filled kitchen welcomes you with abundant cabinetry and a warm, inviting atmosphere—perfect for both everyday living and entertaining. The spacious living room features built-in shelving, ideal for displaying books, family photos, and treasured keepsakes. Each bedroom is comfortably sized, offering generous closet space and plenty of natural light to create relaxing, private retreats. Step outside to your own backyard oasis. The beautifully tiered, three-level yard provides endless possibilities—whether you’re dreaming of lush gardens, play space, or a peaceful setting to unwind. Enjoy morning coffee or evening relaxation on the back patio, surrounded by tranquil scenery. Built in 1960, the structure remains exceptionally strong, straight and solid - reflects exceptional craftsmanship and care. The exterior features oversized structural brick, not veneer, offering durability and long-lasting integrity. Call today to schedule a showing and make a well-loved home your own in a truly quiet setting. (859) 412-1175

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,450 sqft

Property

Details

  • Parcel number: B00600210018

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$122$1,464
Property Taxes $178$2,136
Electricity $154$1,850
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 40403$167
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40403$171
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Listed for sale$255,000
2025-12-25Listing removed$264,900
2025-09-22Price change$264,900
2025-07-07Listed for sale$269,900

For Sale by Owner

AgentProperty Owner

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