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1220 Kenzie Ct, Berea, KY, 40403

4beds
3baths
2,304sqft
$350,000
$152price/sqft
$2,310/moest. monthly cost
$92,400/yrincome needed

About This Home

Open house from 2-4 on Sunday, 8/15 hosted by Sandy & Tyler Allnutt. For more information, contact Sandy at (859) 699-4663. Immaculate raised ranch situated on a beautiful 1-acre lot offering space, comfort, and a functional layout throughout. This 4-bedroom, 3 full bath home features vaulted ceilings and laminate wood flooring in the living room, creating an open and inviting atmosphere. The kitchen offers ample cabinetry, a pantry, and includes the stove, refrigerator, and dishwasher, while opening directly to the dining area highlighted by a tray ceiling. The spacious primary suite features a triple tray ceiling, ceiling fan, large walk-in closet, and private bath with dual vanities and a linen closet. A desirable split-bedroom design places two additional bedrooms and a full bath on the opposite side of the main level for added privacy. The finished walk-out basement adds even more living space with a cozy den, fourth bedroom, full bath, and laundry room. Outdoor living shines with two decks, additional storage underneath the adjacent deck, a covered front porch, a storage shed, and a flat lot with a level driveway offering convenience and great curb appeal. The expansive outdoor space provides excellent potential for entertaining, relaxing, or enjoying gatherings with family and friends. Seller updates include new roof 2025, and laminate wood floors in main areas. Additional highlights include a spacious 1-car attached garage featuring extensive built-in storage cabinetry, a hanging tv that conveys, and garage door opener, offering great space for organization, hobbies, or workshop needs. Move-in ready and exceptionally well-maintained, this home offers the perfect blend of indoor comfort and outdoor space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
9/10
Farristown Middle SchoolGrades 6-84.8 mi
8/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Walk-Out Access

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Level: First

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Lower

Dining Room

  • Level: First

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 881
  • Finished area above ground: 1,423

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Lower

Property

Details

  • Parcel number: 008400030027

Features

  • Levels: One
  • Fencing: None

Lot

  • Lot size: 1 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$171$2,052
Property Taxes $189$2,268
Electricity $181$2,183
Total$2,310$27,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,200/yr
40% on housing$69,300/yr
45% on housing$61,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 40403$167
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40403$171
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$344,900
2026-07-10Price change$350,000
2026-06-25Price change$354,900
2026-06-02Listed for sale$359,900

For Sale by Agent

AgentSandy E Allnutt
BrokerageThe Agency

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