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2670 Oakley Wells Rd, Richmond, KY, 40475

2beds
2baths
3,000sqft
$299,999
$100price/sqft
$2,136/moest. monthly cost
$85,440/yrincome needed

About This Home

Escape to the peace and privacy of country living with this charming 2-bedroom, 2 full bath stone ranch situated on a mostly flat lot surrounded by beautiful mature trees. Offering a full finished walk-out basement, this home provides exceptional flexibility and is ideal for multi-generational living, guests, or additional recreational space. Outdoor enthusiasts will appreciate the ample room for gardening, raising chickens, or simply enjoying the rural setting. The property already features a chicken coop and plenty of open space to create your own homestead retreat. Enjoy your morning coffee on the front deck overlooking the property or unwind on the back patio conveniently located just outside the kitchen. Whether you're looking for a quiet country escape, space to grow your own food, or a home that offers room for extended family, this property combines comfort, functionality, and rural charm in one inviting package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom2

  • Level: Lower

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 1,500
  • Finished area above ground: 1,500

Heating

  • Heating features: Ceiling

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Other

  • Level: Lower

Other

  • Level: Lower

Other

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 009200000016A

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural

Lot

  • Lot size: 2.11 Acres
  • Features: Many Trees

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$148$1,776
Property Taxes $236$2,832
Electricity $236$2,842
Total$2,136$25,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,234/yr
40% on housing$64,080/yr
45% on housing$56,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$299,999
2026-07-19Listing removed$299,999
2026-06-29Listed for sale$299,999
2026-06-29Pending sale$299,999
2026-06-17Listed for sale$299,999
2017-05-22Sold$12,000
2010-12-23Sold$121,000

For Sale by Agent

AgentTina Witt
BrokerageKeller Williams Legacy Group

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