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508 W 3rd St, Maysville, KY, 41056

1beds
1baths
--sqft
$137,000
--price/sqft
$1,059/moest. monthly cost
$42,360/yrincome needed

About This Home

Perfect place for an Air B&B. This property has breath taking views from both front and side decks. The inside has been newly remodeled, newer windows installed, and new steps outside from Road to deck. The property has a very large double lot that runs from the road to the top of the hill connecting to Wadsworth Bluff; and the Buffalo trail runs through the property at top of ridge. Off street parking large enough for 6 vehicles which is amazing for this area.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
7/10
Mason County High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Basement
  • Roof: Dimensional
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Single
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Other-See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • None
  • Flooring: Hardwood,Tile
  • Fireplace features: Free Standing
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: Window Unit(s)

Kitchen

  • Features: Bar,Eat-in Kitchen

Property

Details

  • Parcel number: M0112015

Features

  • Levels: One
  • Patio & porch: Deck

Lot

  • Features: None,Wooded,Scenic,1-3 acres

Parking

  • Parking features: No Garage,No Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $692$8,304
Home Insurance *$76$912
Property Taxes $137$1,644
Electricity $154$1,850
Total$1,059$12,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,308/yr
40% on housing$31,770/yr
45% on housing$28,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41056$108
Mason County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 41056$122
Mason County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$164,000
2026-03-04Listed for sale$175,000
2009-09-18Sold$15,000

For Sale by Agent

AgentChristopher Lowe
BrokerageBoone Real Estate

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