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12564 Biscayne Dr, Philadelphia, PA, 19154

3beds
2baths
1,224sqft
$320,000
$261price/sqft
$2,293/moest. monthly cost
$91,720/yrincome needed

About This Home

Well‑maintained Parkwood rowhome ready for its new owner. The seller has completed several valuable upgrades, including a new rubber roof (07/2026), renovated kitchen, updated bathroom (2021), fresh interior paint (2025), new waterproof plank wood flooring in the dining room, kitchen, living area, and upstairs hallway (2020), along with new light fixtures throughout. The lower level offers an additional room, a convenient toilet, and a walkout sliding door leading to the private fenced backyard, providing flexible space for storage, a home office, or recreation. Located in Northeast Philadelphia’s desirable Parkwood neighborhood, this home is close to parks, shopping, Center City, and major travel routes to NJ and NY. SEPTA regional rail is just a 5‑minute drive, bus stops are within a short walking distance, and Philadelphia International Airport is approximately 40 minutes away. Seller is actively searching for a suitable home.

Getting Around

71
WalkingVery Walkable
48
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

7/10
Decatur Stephen SchoolGrades K-80.3 mi
3/10

Construction

Condition

  • Property condition: Excellent,Very Good,Good
  • Year built: 1960

Materials

  • Foundation: Permanent,Concrete Perimeter
  • Roof: Rubber
  • Construction materials: Masonry,Brick Front,Concrete

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Connecting Stairway,Garage Access,Interior Entry,Partially Finished,Rear Entrance,Space For Rooms,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dry Wall
  • Flooring: Engineered Wood,Hardwood,Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,224

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,224 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 663413800
  • Zoning: RSA4
  • Special condition: Standard

Features

  • Levels: Bi-Level,Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,800 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Basement,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$127$1,524
Property Taxes $324$3,888
Electricity $224$2,692
Total$2,293$27,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,617/yr
40% on housing$68,790/yr
45% on housing$61,146/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 19154$183
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19154$209
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$320,000
2020-07-08Sold$200,000
2020-05-15Listed for sale$200,000

For Sale by Agent

AgentGalina Sergueeva
BrokerageRE/MAX Centre Realtors

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