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315 W 3rd St, Maysville, KY, 41056

4beds
2baths
4,159sqft
$224,000
$54price/sqft
$1,808/moest. monthly cost
$72,320/yrincome needed

About This Home

Located in historic Maysville, with a romantic view of the Ohio River and nestled in the midst of Old Millionaires Row is a three-story, 4-bedroom iconic estate home, nothing short of a stately mansion. Originally built in 1880 and recently renovated, you will be hard-pressed to find anything like it on today's market. Step back in time to an era of the Great Gatsby and entertain members and guests on the terrace while making memories under the glimmering lights of the bridge and listening to the waves and sound of the river. Take part in the bustling nightlife and fine restaurants just a brief walk away. Lot 317 also goes with this property, making up almost a 1/2 acre. Survey on hand. Stonework and terrace renovation alone were well over six figures.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
7/10
Mason County High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Concrete Blk
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Finished area below ground: 1,407
  • Finished area above ground: 2,752

Full Bathroom

  • Level: First

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 2,752
  • Total interior livable area: 4,159 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: M0304007

Features

  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 65 x 171

Parking

  • Parking features: On Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,132$13,584
Home Insurance *$124$1,488
Property Taxes $224$2,688
Electricity $328$3,941
Total$1,808$21,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,988/yr
40% on housing$54,240/yr
45% on housing$48,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 41056$109
Mason County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 41056$122
Mason County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$229,000
2026-03-10Listing removed$224,900
2025-11-20Price change$224,900
2025-10-05Price change$229,900
2025-09-10Listed for sale$234,900
2025-09-08Listing removed$234,900
2025-08-23Price change$234,900
2025-07-23Price change$239,900
2025-06-25Price change$245,000
2025-06-08Price change$249,900
2025-05-07Price change$255,000
2025-04-16Price change$260,000
2025-03-16Price change$265,000
2025-03-07Listed for sale$270,000
2025-02-10Listing removed$279,900
2024-12-11Price change$279,900
2024-11-09Listed for sale$299,900
2012-05-23Sold$150,000

For Sale by Agent

AgentDonna Mink
BrokerageMink Realty

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