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678 Lexington St, Maysville, KY, 41056

2beds
1baths
885sqft
$75,000
$85price/sqft
$649/moest. monthly cost
$25,960/yrincome needed

About This Home

Discover the potential in this charming 2-bedroom, 1-bath home in the heart of Maysville-ideal for the first time homebuyer or a valuable addition to your investment portfolio. This property comes with an additional parcel and lot with garage included, offering extra space and flexibility that's hard to find at this price point. With a little TLC and some elbow grease, you can transform this house into a cozy home or a strong income-producing rental. Featuring a practical layout, comfortable living spaces, and convenient location, this property provides affordability and opportunity all in one. Don't miss out on this versatile Maysville gem!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
7/10
Mason County High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick Veneer,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedroom2

  • Features: Laminate Flooring
  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Double Hung

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ductless,Multi Units

Interior Area

  • Total structure area: 895
  • Total interior livable area: 885 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 126
  • Dimensions: 14 x 9

Laundry

  • Features: Walk-Out Access
  • Level: First
  • Area: 108
  • Dimensions: 12 x 9

Living Room

  • Features: Laminate Flooring,Ceiling Fan(s)
  • Level: First
  • Area: 280
  • Dimensions: 20 x 14

Primary Bath

  • Features: Laminate Flooring
  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Primary Bedroom

  • Features: Laminate Flooring
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Property

Details

  • Parcel number: M0606008
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,791 sqft
  • Features: Cleared,Rolling Slope
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway,Garage,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$41$492
Property Taxes $75$900
Electricity $154$1,850
Total$649$7,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,251/yr
40% on housing$19,470/yr
45% on housing$17,306/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 41056$110
Mason County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 41056$122
Mason County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$75,000
2026-02-01Price change$95,000
2025-12-01Price change$115,000
2025-11-30Listed for sale$135,000
2020-02-01Listing removed$35,000
2019-08-01Listed for sale$35,000
1999-06-01Sold$34,900

For Sale by Agent

AgentTeddy Holbrook
BrokerageKeller Williams Pinnacle Group

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