433 N College St, Harrodsburg, KY, 40330
About This Home
Location, location, location!!! Charming home located in the desirable historic district without the restrictions of registry status and lovingly owned by the same family for over 64 years. This inviting 2-bedroom, 1.5-bath home features high ceilings, beautiful hardwood flooring, and partially new flooring throughout. With multiple additional flex rooms, the layout could easily function as a 3-bedroom—ideal for a home office, guest room, or hobby space. The light-filled sunroom adds warmth and character, while the fabulous workshops and garage buildings provide exceptional storage, parking, and workspace. Situated on over a half-acre in town, the property offers a large backyard in a desirable location that is central to everything in town yet provides room to spread out and enjoy outdoor space. With a new HVAC system, a water heater that's 3 years old, and a roof with a lot of life left in it, this property has appraised over $21,000 above list price. This beauty offers built-in equity and outstanding value and is just waiting for its new owner's special touches to truly make it their own.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Den
- Level: First
Dining Room
- Level: First
Features
- Flooring: Hardwood,Laminate,Tile
- Finished area below ground: 0
- Finished area above ground: 1,769
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,769
- Total interior livable area: 1,769 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Other
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 100.1002011.00
Features
- Levels: One
Lot
- Lot size: 0.57 Acres
Parking
- Total spaces: 3
- Parking features: Detached Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $141 | $1,692 |
| Electricity | $154 | $1,850 |
| Total | $1,553 | $18,636 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $249,999 |
| 2026-02-24 | Listed for sale | $259,900 |
| 2026-02-21 | Listing removed | -- |
| 2025-11-23 | Listed for sale | $299,900 |
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