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1518 Oakland Ln, Harrodsburg, KY, 40330

3beds
3baths
2,025sqft
$349,000
$172price/sqft
$2,344/moest. monthly cost
$93,760/yrincome needed

About This Home

Move-In Ready Home on 3 Acres - Just 5 Minutes West of Harrodsburg, KY! Discover peaceful country living with this meticulously maintained 3-bedroom, 2½-bath home nestled on three beautiful acres of gently rolling land. Offering the perfect blend of comfort, space, and charm, this home is ready for you to move right in. Step inside to find a relaxing living room and a bright kitchen and dining area that are ideal for everyday living and entertaining. The spacious family and recreation room in the walk-out basement provides even more room to unwind or host gatherings. Enjoy the outdoors from the covered front porch, the expansive rear deck that spans the back of the home, or the inviting patio area—perfect for taking in the peaceful countryside views. Located just five minutes west of downtown Harrodsburg, this property offers both convenience and tranquility in one exceptional package. With three bedrooms, two and a half baths, a walk-out basement, and beautifully maintained grounds, this home truly has it all. Don't miss this rare opportunity to own a beautifully cared-for home in a serene setting close to town. Schedule your private showing today and come see all this property has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Lower

Features

  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 658
  • Finished area above ground: 1,367

Heating & Cooling

  • Heating features: Forced Air,Propane,Propane Tank Leased
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,025
  • Total interior livable area: 2,025 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 038.0000054.07

Features

  • Levels: One
  • Horses can be raised: Yes

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 1
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$188$2,256
Property Taxes $233$2,796
Electricity $159$1,919
Total$2,344$28,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,365/yr
40% on housing$70,320/yr
45% on housing$62,506/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 40330$153
Mercer County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 40330
Mercer County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-10Listed for sale$375,000
2000-04-01Sold$118,000

For Sale by Agent

AgentRitchie McGinnis
BrokerageRM McGinnis, LLC Real Est & Auction Professionals

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