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1181 Old Louisville Rd, Salvisa, KY, 40372

5beds
3baths
2,208sqft
$342,000
$155price/sqft
$2,453/moest. monthly cost
$98,120/yrincome needed

About This Home

View website: http://1181oldlouisvilleroad.ePropertySites.com - 5 bedroom Custom Built Brick Ranch less than 2 miles from Bluegrass Parkway. Convenient to Lexington. Master Bedroom on 1st floor, one level living. Lots of storage in unfinished basement. Apartment on end of home has bedroom and full bath; Could provide extra income or house a family member. Detached Garage,large yard, and concrete driveway (provides plenty of parking). Gazebo in back helps you enjoy wonderful views. New roof 2024 and newer HVAC. Brick woodburning fireplace in Living Room. Built in China Hutch, marble countertops and tile backsplash in kitchen. Call for your private showing today.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Range / Oven,Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Radiant,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,208 sqft

Property

Details

  • Parcel number: 041000002900

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.75 Acres

Parking

  • Total spaces: 6
  • Parking features: Carport,Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,729$20,748
Home Insurance *$188$2,256
Property Taxes $362$4,344
Electricity $174$2,092
Total$2,453$29,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,102/yr
40% on housing$73,590/yr
45% on housing$65,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 40372$267
Mercer County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 40372
Mercer County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$342,000
2021-06-02Sold$215,000
2012-06-14Sold$135,000
2012-03-03Listing removed$159,950
2011-05-14Listed for sale$159,950

For Sale by Owner

AgentProperty Owner

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