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745 Ellerson Dr, Harrodsburg, KY, 40330

3beds
2baths
1,198sqft
$219,900
$184price/sqft
$1,591/moest. monthly cost
$63,640/yrincome needed

About This Home

Nestled on a beautiful corner lot shaded by mature trees, this charming 3-bedroom, 1.5-bath home offers the perfect blend of comfort, convenience, and outdoor enjoyment. From the moment you arrive, you'll appreciate the welcoming setting and the feeling of home that surrounds this property. Inside, the spacious eat-in kitchen comes complete with a range, refrigerator, and dishwasher, making meal preparation easy while providing a cozy gathering place for family and friends. Laminate flooring flows throughout the living room, kitchen, baths, and utility area, while soft carpeting adds warmth and comfort to the bedrooms. Step outside and enjoy peaceful mornings or relaxing evenings on the deck overlooking the private, wood-fenced backyard. The yard offers plenty of space for pets, play, gardening, or simply enjoying the outdoors. Two storage buildings provide ample room for tools, hobbies, and seasonal items, while the attached one-car garage adds everyday convenience. Located just minutes from town, you'll love having easy access to shopping, dining, schools, and everyday necessities while still enjoying the privacy and charm of this inviting property. Move-in ready and full of warmth, this home is waiting to welcome its next owners.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,198

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,198
  • Total interior livable area: 1,198 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 047.6006001.00

Features

  • Levels: One
  • Fencing: Privacy,Wood

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$118$1,416
Property Taxes $208$2,496
Electricity $154$1,850
Total$1,591$19,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,548/yr
40% on housing$47,730/yr
45% on housing$42,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 40330$155
Mercer County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 40330
Mercer County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$219,900
2022-02-16Sold$145,000
2021-11-29Contingent$159,900
2021-10-14Price change$159,900
2021-08-23Listed for sale$164,900
2021-04-09Sold$65,000
2021-03-25Pending sale$69,999
2021-03-23Price change$69,999
2021-03-19Listed for sale$90,000

For Sale by Agent

AgentCindy W Crutcher
BrokerageEXIT Realty Crutcher

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